Of the economies in the World Bank's latest release, Madagascar has the highest lending interest rate (%) (60% in 2025) and New Zealand the lowest (0% in 2025).
What this measures
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.
Each country's latest available year is shown; countries report on different schedules, so compare years before comparing values.
Ranking
| # | Economy | Latest value | Year |
|---|---|---|---|
| 1 | Madagascar | 60% | 2025 |
| 2 | Zimbabwe | 46.36% | 2025 |
| 3 | Argentina | 46.02% | 2025 |
| 4 | Brazil | 45.33% | 2025 |
| 5 | Malawi | 37.06% | 2024 |
| 6 | Egypt, Arab Rep. | 24.29% | 2024 |
| 7 | Congo, Dem. Rep. | 24.11% | 2025 |
| 8 | Tajikistan | 23.55% | 2019 |
| 9 | Uzbekistan | 23.13% | 2024 |
| 10 | Gambia, The | 22% | 2025 |
| 11 | Sierra Leone | 21.44% | 2025 |
| 12 | Venezuela, RB | 21.06% | 2017 |
| 13 | Uganda | 19.85% | 2018 |
| 14 | Kyrgyz Republic | 19.78% | 2024 |
| 15 | Ukraine | 19.7% | 2025 |
| 16 | Angola | 19.37% | 2025 |
| 17 | Honduras | 18.58% | 2025 |
| 18 | Nigeria | 18.45% | 2025 |
| 19 | Iran, Islamic Rep. | 18% | 2016 |
| 20 | São Tomé and Principe | 17.74% | 2025 |
| 21 | Mozambique | 17.53% | 2025 |
| 22 | Russian Federation | 17.09% | 2024 |
| 23 | Mauritania | 17% | 2017 |
| 24 | Tanzania | 16.68% | 2020 |
| 25 | Kenya | 16.59% | 2024 |
| 26 | Rwanda | 16.02% | 2024 |
| 27 | Mongolia | 16.01% | 2021 |
| 28 | Georgia | 15.91% | 2025 |
| 29 | Azerbaijan | 15.34% | 2025 |
| 30 | Dominican Republic | 15.25% | 2024 |
| 31 | Afghanistan | 14.84% | 2017 |
| 32 | Myanmar | 14.83% | 2020 |
| 33 | Suriname | 14.5% | 2025 |
| 34 | Colombia | 14.31% | 2025 |
| 35 | South Sudan | 14.29% | 2025 |
| 36 | Armenia | 13.78% | 2025 |
| 37 | Haiti | 13.01% | 2025 |
| 38 | Liberia | 12.99% | 2025 |
| 39 | Guatemala | 12.85% | 2025 |
| 40 | Micronesia, Fed. Sts. | 12.62% | 2021 |
| 41 | Peru | 12.6% | 2022 |
| 42 | Paraguay | 12.51% | 2021 |
| 43 | Burundi | 12.37% | 2025 |
| 44 | Iraq | 12.29% | 2015 |
| 45 | Jamaica | 12.14% | 2025 |
| 46 | Bhutan | 11.76% | 2025 |
| 47 | Maldives | 11.63% | 2025 |
| 48 | Sri Lanka | 11.24% | 2019 |
| 49 | Lesotho | 11.21% | 2024 |
| 50 | Iceland | 11.01% | 2025 |
| 51 | Namibia | 10.96% | 2024 |
| 52 | Belarus | 10.95% | 2025 |
| 53 | Eswatini | 10.88% | 2024 |
| 54 | South Africa | 10.69% | 2025 |
| 55 | Lebanon | 10.51% | 2019 |
| 56 | Timor-Leste | 10.41% | 2025 |
| 57 | Bolivia | 10.19% | 2025 |
| 58 | Uruguay | 10.06% | 2025 |
| 59 | Seychelles | 9.85% | 2025 |
| 60 | Zambia | 9.48% | 2020 |
| 61 | Viet Nam | 9.32% | 2023 |
| 62 | Nicaragua | 9.16% | 2025 |
| 63 | Mauritius | 9% | 2025 |
| 64 | Moldova | 8.99% | 2025 |
| 65 | Mexico | 8.79% | 2025 |
| 66 | Pakistan | 8.67% | 2021 |
| 67 | Bangladesh | 8.62% | 2025 |
| 68 | India | 8.57% | 2022 |
| 69 | Romania | 8.52% | 2025 |
| 70 | Indonesia | 8.5% | 2025 |
| 71 | Belize | 8.48% | 2025 |
| 72 | Vanuatu | 8.45% | 2025 |
| 73 | Samoa | 8.39% | 2025 |
| 74 | Papua New Guinea | 8.29% | 2024 |
| 75 | Guyana | 8.23% | 2025 |
| 76 | Jordan | 8.1% | 2025 |
| 77 | Barbados | 8.05% | 2022 |
| 78 | Comoros | 8.03% | 2022 |
| 79 | Hungary | 8.01% | 2025 |
| 80 | Algeria | 8% | 2025 |
| 81 | Cabo Verde | 7.75% | 2025 |
| 82 | Tonga | 7.56% | 2025 |
| 83 | Trinidad and Tobago | 7.5% | 2025 |
| 84 | Philippines | 7.1% | 2019 |
| 85 | St. Vincent and the Grenadines | 7.06% | 2025 |
| 86 | Panama | 6.91% | 2022 |
| 87 | Costa Rica | 6.88% | 2025 |
| 88 | Grenada | 6.86% | 2025 |
| 89 | Kosovo | 6.65% | 2018 |
| 90 | St. Kitts and Nevis | 6.52% | 2025 |
| 91 | Albania | 6.44% | 2024 |
| 92 | Antigua and Barbuda | 6.39% | 2025 |
| 93 | Montenegro | 6.32% | 2025 |
| 94 | Botswana | 6.26% | 2024 |
| 95 | St. Lucia | 6.25% | 2025 |
| 96 | Benin | 6.25% | 2021 |
| 97 | Burkina Faso | 6.25% | 2021 |
| 98 | Norway | 5.88% | 2025 |
| 99 | Aruba | 5.8% | 2023 |
| 100 | Dominica | 5.77% | 2025 |
| 101 | West Bank and Gaza | 5.56% | 2021 |
| 102 | Brunei Darussalam | 5.5% | 2025 |
| 103 | Oman | 5.5% | 2021 |
| 104 | Macao SAR, China | 5.45% | 2025 |
| 105 | North Macedonia | 5.42% | 2025 |
| 106 | Côte d'Ivoire | 5.3% | 2016 |
| 107 | Guinea-Bissau | 5.3% | 2016 |
| 108 | Mali | 5.3% | 2016 |
| 109 | Niger | 5.3% | 2016 |
| 110 | Senegal | 5.3% | 2016 |
| 111 | Togo | 5.3% | 2016 |
| 112 | Singapore | 5.25% | 2021 |
| 113 | Hong Kong SAR, China | 5.18% | 2025 |
| 114 | Solomon Islands | 5.18% | 2021 |
| 115 | Bahrain | 5.16% | 2015 |
| 116 | Australia | 5.1% | 2019 |
| 117 | Kuwait | 5.03% | 2025 |
| 118 | Thailand | 4.99% | 2025 |
| 119 | Italy | 4.89% | 2023 |
| 120 | Malaysia | 4.82% | 2025 |
| 121 | Qatar | 4.75% | 2025 |
| 122 | Czechia | 4.67% | 2025 |
| 123 | San Marino | 4.62% | 2025 |
| 124 | Fiji | 4.56% | 2024 |
| 125 | China | 4.35% | 2024 |
| 126 | Bahamas, The | 4.25% | 2025 |
| 127 | Bulgaria | 4.24% | 2025 |
| 128 | Korea, Rep. | 4.19% | 2025 |
| 129 | Chile | 4.18% | 2018 |
| 130 | Bosnia and Herzegovina | 4.1% | 2025 |
| 131 | United States | 3.25% | 2021 |
| 132 | Israel | 2.96% | 2022 |
| 133 | Switzerland | 2.82% | 2025 |
| 134 | Canada | 2.7% | 2017 |
| 135 | Japan | 0.99% | 2017 |
| 136 | New Zealand | 0% | 2025 |
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- Market capitalization of listed domestic companies (% of GDP)
- Listed domestic companies, total
- Stocks traded, total value (current US$)
- Stocks traded, total value (% of GDP)
- Stocks traded, turnover ratio of domestic shares (%)
- Bank nonperforming loans to total gross loans (%)
- Automated teller machines (ATMs) (per 100,000 adults)
- Bank capital to assets ratio (%)
- Commercial bank branches (per 100,000 adults)
- Borrowers from commercial banks (per 1,000 adults)
Reading data like this
Source
World Bank, World Development Indicators, FR.INR.LEND, CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) View on data.worldbank.org; the full definition is in the World Bank's metadata glossary.
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