Bangladesh: Lending interest rate (%)

Key figures

What the numbers say

In 2025, Bangladesh's lending interest rate (%) fell 1.23 percentage points on 2024 (from 9.85% to 8.62%).

Across the 30 yearly changes before that (1995 to 2024), the average change was −0.12 percentage points and a typical year strayed about 0.84 percentage points from that (the standard deviation). This year's change was 1.3 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.

On record, the biggest yearly rise was 2.28 percentage points in 2024 and the biggest yearly fall was 1.64 percentage points in 2004. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2016 to 2025 there is no clear straight-line trend: a straight line explains 26% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2025, Bangladesh had the 38th highest value of the 75 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Bangladesh in the 2025 ranking

• Mauritius — 35th of 75: 9%
• Moldova — 36th of 75: 8.99%
• Mexico — 37th of 75: 8.79%
• Romania — 39th of 75: 8.52%
• Indonesia — 40th of 75: 8.5%
• Belize — 41st of 75: 8.48%

What this measures

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.

All 50 values

Lending interest rate (%) in nearby economies

• Bhutan — 11.76% (2025)
• India — 8.57% (2022)
• Maldives — 11.63% (2025)
• Sri Lanka — 11.24% (2019)

More financial sector data for Bangladesh

• GDP deflator (base year varies by country) — 159.27 (2025)
• DEC alternative conversion factor (LCU per US$) — US$120.86 (2025)
• Inflation, GDP deflator (annual % growth) — 6.52% (2025)
• Official exchange rate (LCU per US$, period average) — US$121.92 (2025)
• Domestic credit to private sector by banks (% of GDP) — 34.41% (2025)
• Net domestic credit (current LCU) — 28.53 trillion (2025)
• Net foreign assets (current LCU) — 2.38 trillion (2025)
• Monetary sector credit to private sector (% of GDP) — 34.5% (2025)
• Broad money (current LCU) — 26.39 trillion (2025)

Reading data like this

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Questions people ask

What is Bangladesh's lending interest rate (%)?

8.62% in 2025, according to the World Bank (World Development Indicators).

How has it changed since 1976?

It is down 1.58 percentage points from 10.21% in 1976. The highest value was 14.85% in 1987 and the lowest 7.12% in 2022.

How does Bangladesh rank?

38th highest of 75 economies with data for 2025.

Is the latest change in lending interest rate (%) unusual for Bangladesh?

In 2025, Bangladesh's lending interest rate (%) fell 1.23 percentage points on 2024 (from 9.85% to 8.62%). Across the 30 yearly changes before that (1995 to 2024), the average change was −0.12 percentage points and a typical year strayed about 0.84 percentage points from that (the standard deviation). This year's change was 1.3 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.

Source

World Bank, World Development Indicators, indicator FR.INR.LEND, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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