Moldova's lending interest rate (%) was 8.99% in 2025, the latest year in the World Bank's World Development Indicators. That is down 5.16 percentage points from 14.15% in 2015.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 8.99% | 2025 |
| Five years earlier | 8.18% | 2020 |
| Ten years earlier | 14.15% | 2015 |
| Highest | 40.78% | 1995 |
| Lowest | 7.4% | 2021 |
| Average since 2016 | 9.93% | 2016–2025 |
| First recorded | 40.78% | 1995 |
What the numbers say
In 2025, Moldova's lending interest rate (%) rose 0.08 percentage points on 2024 (from 8.91% to 8.99%).
Across the 29 yearly changes before that (1996 to 2024), the average change was −1.1 percentage points and a typical year strayed about 2.62 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 4.71 percentage points in 1999 and the biggest yearly fall was 5.17 percentage points in 2002. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 there is no clear straight-line trend: a straight line explains 6% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2025, Moldova had the 37th highest value of the 75 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to Moldova in the 2025 ranking
- Seychelles — 33rd of 75: 9.85%
- Nicaragua — 34th of 75: 9.16%
- Mauritius — 35th of 75: 9%
- Mexico — 37th of 75: 8.79%
- Bangladesh — 38th of 75: 8.62%
- Romania — 39th of 75: 8.52%
What this measures
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.
All 31 values
| Year | Lending interest rate (%) |
|---|---|
| 2025 | 8.99 |
| 2024 | 8.91 |
| 2023 | 12.33 |
| 2022 | 11.8 |
| 2021 | 7.4 |
| 2020 | 8.18 |
| 2019 | 8.25 |
| 2018 | 8.85 |
| 2017 | 10.36 |
| 2016 | 14.28 |
| 2015 |
Lending interest rate (%) in nearby economies
More financial sector data for Moldova
- GDP deflator (base year varies by country) — 198.04 (2025)
- GDP deflator, linked series (base year varies by country) — 198.04 (2025)
- DEC alternative conversion factor (LCU per US$) — US$17.37 (2025)
- Domestic credit to private sector by banks (% of GDP) — 28.22% (2025)
- Net domestic credit (current LCU) — 110.06 billion (2025)
- Net foreign assets (current LCU) — 119.81 billion (2025)
- Monetary sector credit to private sector (% of GDP) — 28.24% (2025)
- Broad money (current LCU) — 190.48 billion (2025)
- Broad money (% of GDP) — 53.88% (2025)
- Consumer price index (2010 = 100)
Reading data like this
Questions people ask
- What is Moldova's lending interest rate (%)?
- 8.99% in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 1995?
- It is down 31.79 percentage points from 40.78% in 1995. The highest value was 40.78% in 1995 and the lowest 7.4% in 2021.
- How does Moldova rank?
- 37th highest of 75 economies with data for 2025.
- Is the latest change in lending interest rate (%) unusual for Moldova?
- In 2025, Moldova's lending interest rate (%) rose 0.08 percentage points on 2024 (from 8.91% to 8.99%). Across the 29 yearly changes before that (1996 to 2024), the average change was −1.1 percentage points and a typical year strayed about 2.62 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FR.INR.LEND, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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