Honduras: Lending interest rate (%)

Key figures

What the numbers say

In 2025, Honduras' lending interest rate (%) rose 2.58 percentage points on 2024 (from 16% to 18.58%).

Across the 30 yearly changes before that (1995 to 2024), the average change was −0.29 percentage points and a typical year strayed about 1.5 percentage points from that (the standard deviation). This year's change was 1.9 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

On record, the biggest yearly rise was 4.82 percentage points in 1991 and the biggest yearly fall was 3.33 percentage points in 2000. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2016 to 2025 the straight-line trend is downward, about 0.34 percentage points a year. A straight line explains 33% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2025, Honduras had the 10th highest value of the 75 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Honduras in the 2025 ranking

• Sierra Leone — 7th of 75: 21.44%
• Ukraine — 8th of 75: 19.7%
• Angola — 9th of 75: 19.37%
• Nigeria — 11th of 75: 18.45%
• São Tomé and Principe — 12th of 75: 17.74%
• Mozambique — 13th of 75: 17.53%

What this measures

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.

All 44 values

Lending interest rate (%) in nearby economies

• Antigua and Barbuda — 6.39% (2025)
• Argentina — 46.02% (2025)
• Aruba — 5.8% (2023)
• Bahamas, The — 4.25% (2025)
• Barbados — 8.05% (2022)
• Belize — 8.48% (2025)
• Bolivia — 10.19% (2025)
• Brazil — 45.33% (2025)
• Chile — 4.18% (2018)
• Colombia — 14.31% (2025)
• Costa Rica — 6.88% (2025)
• Dominica

More financial sector data for Honduras

• Domestic credit to private sector by banks (% of GDP) — 72.67% (2025)
• Net domestic credit (current LCU) — 825.82 billion (2025)
• Net foreign assets (current LCU) — 181.98 billion (2025)
• Monetary sector credit to private sector (% of GDP) — 72.67% (2025)
• Broad money (current LCU) — 762.36 billion (2025)
• Broad money (% of GDP) — 74.18% (2025)
• Broad money to total reserves ratio — 2.88 (2025)
• Consumer price index (2010 = 100) — 206.92 (2025)
• Inflation, consumer prices (annual % growth) — 4.6% (2025)
• Claims on central government, etc. (% of GDP)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
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Questions people ask

What is Honduras's lending interest rate (%)?

18.58% in 2025, according to the World Bank (World Development Indicators).

How has it changed since 1982?

It is up 2.08 percentage points from 16.5% in 1982. The highest value was 32.07% in 1997 and the lowest 14.4% in 2023.

How does Honduras rank?

10th highest of 75 economies with data for 2025.

Is the latest change in lending interest rate (%) unusual for Honduras?

In 2025, Honduras' lending interest rate (%) rose 2.58 percentage points on 2024 (from 16% to 18.58%). Across the 30 yearly changes before that (1995 to 2024), the average change was −0.29 percentage points and a typical year strayed about 1.5 percentage points from that (the standard deviation). This year's change was 1.9 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

Source

World Bank, World Development Indicators, indicator FR.INR.LEND, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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