Timor-Leste: Depositors with commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2023, Timor-Leste's depositors with commercial banks (per 1,000 adults) rose 16.66 on 2022 (from 632.1 to 648.76).

Across the 18 yearly changes before that (2005 to 2022), the average change was +31.68 and a typical year strayed about 44 from that (the standard deviation). This year's change was 0.3 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 112.2 in 2012 and the biggest yearly fall was 47.15 in 2016. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2014 to 2023 the straight-line trend is upward, about 17.45 a year. A straight line explains 74% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

A straight-line projection, tested first

Extending that straight line gives about 698.52 for 2026. We show this only because the same method, fitted on earlier years, predicted 2021 to 2023 better than "no change" would have: its average miss was 50.56, against 85.23 for assuming no change. Treat it as a continuation of the recent pattern, not a forecast of events: it cannot see a recession, a policy change or a revision to the data.

See how a linear trend forecast works and the guide on forecasting without fooling yourself.

How it compares

See how every economy compares in the full ranking.

Closest to Timor-Leste in the 2023 ranking

• United Arab Emirates — 1st of 5: 1,395
• North Macedonia — 2nd of 5: 1,253
• Burkina Faso — 4th of 5: 234.52
• Niger — 5th of 5: 72.24

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 20 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Brunei Darussalam — 1,463 (2021)
• China — 52.27 (2024)
• Lao PDR — 948.71 (2024)
• Malaysia — 674.37 (2024)
• Myanmar — 372.63 (2020)
• Philippines — 1,029 (2024)
• Samoa — 1,416 (2024)
• Singapore — 3,020 (2024)
• Solomon Islands — 427.2 (2024)
• Thailand

More financial sector data for Timor-Leste

• Official exchange rate (LCU per US$, period average) — US$1 (2025)
• GDP deflator (base year varies by country) — 110.47 (2025)
• GDP deflator, linked series (base year varies by country) — 110.47 (2025)
• DEC alternative conversion factor (LCU per US$) — US$1 (2025)
• Inflation, GDP deflator (annual % growth) — -4.69% (2025)
• Inflation, GDP deflator, linked series (annual % growth) — -4.69% (2025)
• Domestic credit to private sector by banks (% of GDP) — 39.03% (2025)
• Bank liquid reserves to bank assets ratio (%) — 9.54% (2025)
• Net domestic credit (current LCU)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Timor-Leste's depositors with commercial banks (per 1,000 adults)?

648.76 in 2023, according to the World Bank (World Development Indicators).

How has it changed since 2004?

It is up 949.39% from 61.82 in 2004 (13.17% a year on average, compounded). The highest value was 648.76 in 2023 and the lowest 61.82 in 2004.

Is the latest change in depositors with commercial banks (per 1,000 adults) unusual for Timor-Leste?

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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