Timor-Leste: Deposit interest rate (%)

Key figures

What the numbers say

In 2025, Timor-Leste's deposit interest rate (%) fell 0.07 percentage points on 2024 (from 0.53% to 0.46%).

Across the 22 yearly changes before that (2003 to 2024), the average change was −0.01 percentage points and a typical year strayed about 0.03 percentage points from that (the standard deviation). This year's change was 1.7 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.

On record, the biggest yearly rise was 0.06 percentage points in 2012 and the biggest yearly fall was 0.08 percentage points in 2015. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2016 to 2025 the straight-line trend is downward, about 0.02 percentage points a year. A straight line explains 86% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

A straight-line projection, tested first

Extending that straight line gives about 0.42% for 2028. We show this only because the same method, fitted on earlier years, predicted 2023 to 2025 better than "no change" would have: its average miss was 0.03%, against 0.07% for assuming no change. Treat it as a continuation of the recent pattern, not a forecast of events: it cannot see a recession, a policy change or a revision to the data.

See how a linear trend forecast works and the guide on forecasting without fooling yourself.

How it compares

In 2025, Timor-Leste had the 69th highest value of the 77 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Timor-Leste in the 2025 ranking

• Grenada — 66th of 77: 0.95%
• Guyana — 67th of 77: 0.78%
• Bahamas, The — 68th of 77: 0.59%
• Macao SAR, China — 70th of 77: 0.32%
• Brunei Darussalam — 71st of 77: 0.31%
• Vanuatu — 72nd of 77: 0.31%

What this measures

Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.

Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.

All 24 values

Deposit interest rate (%) in nearby economies

• Australia — 1.56% (2019)
• Brunei Darussalam — 0.31% (2025)
• Cambodia — 1.29% (2025)
• China — 1.5% (2024)
• Fiji — 1.71% (2024)
• Hong Kong SAR, China — 0.2% (2025)
• Indonesia — 5.41% (2025)
• Japan — 0.32% (2017)
• Korea, Rep. — 2.73% (2025)
• Macao SAR, China — 0.32% (2025)
• Malaysia — 2.42% (2025)
• Micronesia, Fed. Sts.

More financial sector data for Timor-Leste

• Official exchange rate (LCU per US$, period average) — US$1 (2025)
• GDP deflator (base year varies by country) — 110.47 (2025)
• GDP deflator, linked series (base year varies by country) — 110.47 (2025)
• DEC alternative conversion factor (LCU per US$) — US$1 (2025)
• Inflation, GDP deflator (annual % growth) — -4.69% (2025)
• Inflation, GDP deflator, linked series (annual % growth) — -4.69% (2025)
• Domestic credit to private sector by banks (% of GDP) — 39.03% (2025)
• Bank liquid reserves to bank assets ratio (%) — 9.54% (2025)
• Net domestic credit (current LCU)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Timor-Leste's deposit interest rate (%)?

0.46% in 2025, according to the World Bank (World Development Indicators).

How has it changed since 2002?

It is down 0.32 percentage points from 0.79% in 2002. The highest value was 0.91% in 2012 and the lowest 0.46% in 2025.

How does Timor-Leste rank?

69th highest of 77 economies with data for 2025.

Source

World Bank, World Development Indicators, indicator FR.INR.DPST, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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