Malaysia: Depositors with commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2024, Malaysia's depositors with commercial banks (per 1,000 adults) fell 11.09 on 2023 (from 685.46 to 674.37).

Across the 10 yearly changes before that (2014 to 2023), the average change was −3.66 and a typical year strayed about 19.56 from that (the standard deviation). This year's change was 0.4 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 29.68 in 2014 and the biggest yearly fall was 47.39 in 2017. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is downward, about 6.8 a year. A straight line explains 57% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, Malaysia had the 51st highest value of the 74 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Malaysia in the 2024 ranking

• Ecuador — 48th of 74: 761.08
• Uganda — 49th of 74: 760.98
• Zimbabwe — 50th of 74: 733.15
• Pakistan — 52nd of 74: 617.49
• São Tomé and Principe — 53rd of 74: 592.32
• Sierra Leone — 54th of 74: 487.9

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 12 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Brunei Darussalam — 1,463 (2021)
• China — 52.27 (2024)
• Lao PDR — 948.71 (2024)
• Myanmar — 372.63 (2020)
• Philippines — 1,029 (2024)
• Samoa — 1,416 (2024)
• Singapore — 3,020 (2024)
• Solomon Islands — 427.2 (2024)
• Thailand — 1,571 (2024)
• Timor-Leste

More financial sector data for Malaysia

• Domestic credit to private sector by banks (% of GDP) — 117.92% (2025)
• Net domestic credit (current LCU) — 2.96 trillion (2025)
• Net foreign assets (current LCU) — 289.8 billion (2025)
• Monetary sector credit to private sector (% of GDP) — 117.94% (2025)
• Broad money (current LCU) — 2.44 trillion (2025)
• Broad money (% of GDP) — 120.64% (2025)
• Broad money to total reserves ratio — 4.53 (2025)
• Consumer price index (2010 = 100) — 134.6 (2025)
• Inflation, consumer prices (annual % growth) — 1.38% (2025)
• Claims on central government, etc. (% of GDP)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
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• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Malaysia's depositors with commercial banks (per 1,000 adults)?

674.37 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2013?

It is down 6.61% from 722.07 in 2013 (0.62% a year on average, compounded). The highest value was 755.16 in 2015 and the lowest 674.37 in 2024.

How does Malaysia rank?

51st highest of 74 economies with data for 2024.

Is the latest change in depositors with commercial banks (per 1,000 adults) unusual for Malaysia?

In 2024, Malaysia's depositors with commercial banks (per 1,000 adults) fell 11.09 on 2023 (from 685.46 to 674.37). Across the 10 yearly changes before that (2014 to 2023), the average change was −3.66 and a typical year strayed about 19.56 from that (the standard deviation). This year's change was 0.4 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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