Pakistan: Depositors with commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2024, Pakistan's depositors with commercial banks (per 1,000 adults) rose 40.99 on 2023 (from 576.5 to 617.49).

Across the 19 yearly changes before that (2005 to 2023), the average change was +24.12 and a typical year strayed about 25.87 from that (the standard deviation). This year's change was 0.7 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 120.98 in 2023 and the biggest yearly fall was 2.46 in 2008. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is upward, about 33.03 a year. A straight line explains 90% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

A straight-line projection, tested first

Extending that straight line gives about 647.33 for 2027. We show this only because the same method, fitted on earlier years, predicted 2022 to 2024 better than "no change" would have: its average miss was 80.97, against 113.92 for assuming no change. Treat it as a continuation of the recent pattern, not a forecast of events: it cannot see a recession, a policy change or a revision to the data.

See how a linear trend forecast works and the guide on forecasting without fooling yourself.

How it compares

In 2024, Pakistan had the 52nd highest value of the 74 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Pakistan in the 2024 ranking

• Uganda — 49th of 74: 760.98
• Zimbabwe — 50th of 74: 733.15
• Malaysia — 51st of 74: 674.37
• São Tomé and Principe — 53rd of 74: 592.32
• Sierra Leone — 54th of 74: 487.9
• Nicaragua — 55th of 74: 483.83

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 21 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Afghanistan — 199.74 (2019)
• Djibouti — 160.11 (2024)
• Egypt, Arab Rep. — 420.76 (2024)
• Israel — 1,098 (2024)
• Kuwait — 1,252 (2024)
• Lebanon — 440.82 (2024)
• Malta — 1,449 (2024)
• Qatar — 956.65 (2021)
• Saudi Arabia — 1,834 (2024)
• Tunisia

More financial sector data for Pakistan

• Domestic credit to private sector by banks (% of GDP) — 10.68% (2025)
• Net domestic credit (current LCU) — 55.96 trillion (2025)
• Net foreign assets (current LCU) — -249.12 billion (2025)
• Monetary sector credit to private sector (% of GDP) — 10.73% (2025)
• Broad money (current LCU) — 46.53 trillion (2025)
• Broad money (% of GDP) — 40.88% (2025)
• Broad money to total reserves ratio — 6.29 (2025)
• Consumer price index (2010 = 100) — 400.52 (2025)
• Inflation, consumer prices (annual % growth) — 3.55% (2025)
• Claims on central government, etc. (% of GDP)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Pakistan's depositors with commercial banks (per 1,000 adults)?

617.49 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2004?

It is up 422.15% from 118.26 in 2004 (8.61% a year on average, compounded). The highest value was 617.49 in 2024 and the lowest 118.26 in 2004.

How does Pakistan rank?

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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