United Arab Emirates: Depositors with commercial banks (per 1,000 adults)

Key figures

Over five years it is up 21.97% from 1,144 in 2018 (4.05% a year on average, compounded). Since 2014 it is up 33.01% from 1,049 in 2014 (3.22% a year on average, compounded).

What the numbers say

In 2023, United Arab Emirates' depositors with commercial banks (per 1,000 adults) rose 167.39 on 2022 (from 1,228 to 1,395).

Across the 8 yearly changes before that (2015 to 2022), the average change was +22.35 and a typical year strayed about 87.87 from that (the standard deviation). This year's change was 1.7 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

On record, the biggest yearly rise was 171.08 in 2020 and the biggest yearly fall was 119.6 in 2021. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2014 to 2023 the straight-line trend is upward, about 35.52 a year. A straight line explains 79% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

Closest to United Arab Emirates in the 2023 ranking

• North Macedonia — 2nd of 5: 1,253
• Timor-Leste — 3rd of 5: 648.76
• Burkina Faso — 4th of 5: 234.52

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 10 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Afghanistan — 199.74 (2019)
• Djibouti — 160.11 (2024)
• Egypt, Arab Rep. — 420.76 (2024)
• Israel — 1,098 (2024)
• Kuwait — 1,252 (2024)
• Lebanon — 440.82 (2024)
• Malta — 1,449 (2024)
• Pakistan — 617.49 (2024)
• Qatar — 956.65 (2021)
• Saudi Arabia

More financial sector data for United Arab Emirates

• Official exchange rate (LCU per US$, period average) — US$3.67 (2025)
• DEC alternative conversion factor (LCU per US$) — US$3.67 (2024)
• GDP deflator (base year varies by country) — 114.18 (2024)
• Inflation, GDP deflator (annual % growth) — 1.63% (2024)
• Net domestic credit (current LCU) — 1.8 trillion (2025)
• Net foreign assets (current LCU) — 1.8 trillion (2025)
• Broad money (current LCU) — 2.75 trillion (2025)
• Domestic credit to private sector by banks (% of GDP) — 67.97% (2024)
• Claims on central government (annual growth as % of broad money)

Reading data like this

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Questions people ask

What is United Arab Emirates's depositors with commercial banks (per 1,000 adults)?

1,395 in 2023, according to the World Bank (World Development Indicators).

How has it changed since 2014?

It is up 33.01% from 1,049 in 2014 (3.22% a year on average, compounded). The highest value was 1,395 in 2023 and the lowest 994.22 in 2015.

Is the latest change in depositors with commercial banks (per 1,000 adults) unusual for United Arab Emirates?

In 2023, United Arab Emirates' depositors with commercial banks (per 1,000 adults) rose 167.39 on 2022 (from 1,228 to 1,395). Across the 8 yearly changes before that (2015 to 2022), the average change was +22.35 and a typical year strayed about 87.87 from that (the standard deviation). This year's change was 1.7 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

Where does this data come from?

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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