San Marino: Automated teller machines (ATMs) (per 100,000 adults)

Key figures

What the numbers say

In 2024, San Marino's automated teller machines (ATMs) (per 100,000 adults) fell 1.14 on 2023 (from 135.31 to 134.17).

Across the 9 yearly changes before that (2015 to 2023), the average change was −7.8 and a typical year strayed about 18.27 from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 12.28 in 2016 and the biggest yearly fall was 40.02 in 2017. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is downward, about 9.79 a year. A straight line explains 85% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, San Marino had the 7th highest value of the 149 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to San Marino in the 2024 ranking

• Austria — 4th of 149: 170.06
• Portugal — 5th of 149: 157.8
• Peru — 6th of 149: 135.03
• Israel — 8th of 149: 133.06
• St. Kitts and Nevis — 9th of 149: 125.25
• Bahamas, The — 10th of 149: 120.83

What this measures

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 12 values

Automated teller machines (ATMs) (per 100,000 adults) in nearby economies

• Albania — 44.79 (2024)
• Armenia — 71.47 (2024)
• Austria — 170.06 (2024)
• Azerbaijan — 41.42 (2024)
• Belarus — 55.13 (2024)
• Belgium — 49.63 (2024)
• Bosnia and Herzegovina — 64.21 (2024)
• Bulgaria — 92.3 (2024)
• Croatia — 119.5 (2024)
• Cyprus

More financial sector data for San Marino

• Official exchange rate (LCU per US$, period average) — US$0.89 (2025)
• DEC alternative conversion factor (LCU per US$) — US$0.88 (2025)
• GDP deflator (base year varies by country) — 132.36 (2023)
• GDP deflator, linked series (base year varies by country) — 132.36 (2023)
• Inflation, GDP deflator (annual % growth) — 7.36% (2023)
• Inflation, GDP deflator, linked series (annual % growth) — 7.36% (2023)
• Deposit interest rate (%) — 1.55% (2025)
• Lending interest rate (%) — 4.62% (2025)
• Interest rate spread (lending rate minus deposit rate, %) — 3.07% (2025)

Reading data like this

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Questions people ask

What is San Marino's automated teller machines (ATMs) (per 100,000 adults)?

134.17 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2010?

It is down 35.96% from 209.53 in 2010 (3.13% a year on average, compounded). The highest value was 219.51 in 2016 and the lowest 134.17 in 2024.

How does San Marino rank?

7th highest of 149 economies with data for 2024.

Is the latest change in automated teller machines (ATMs) (per 100,000 adults) unusual for San Marino?

In 2024, San Marino's automated teller machines (ATMs) (per 100,000 adults) fell 1.14 on 2023 (from 135.31 to 134.17). Across the 9 yearly changes before that (2015 to 2023), the average change was −7.8 and a typical year strayed about 18.27 from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Source

World Bank, World Development Indicators, indicator FB.ATM.TOTL.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/?sk=E5DCAB7E-A5CA-4892-A6EA-598B5463A34C Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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