Croatia: Automated teller machines (ATMs) (per 100,000 adults)

Key figures

What the numbers say

In 2024, Croatia's automated teller machines (ATMs) (per 100,000 adults) fell 9.56 on 2023 (from 129.06 to 119.5).

Across the 18 yearly changes before that (2006 to 2023), the average change was +3.64 and a typical year strayed about 7.87 from that (the standard deviation). This year's change was 1.7 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.

On record, the biggest yearly rise was 13.39 in 2017 and the biggest yearly fall was 15.13 in 2020. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 there is no clear straight-line trend: a straight line explains 6% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, Croatia had the 12th highest value of the 149 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Croatia in the 2024 ranking

• Israel — 8th of 149: 133.06
• St. Kitts and Nevis — 9th of 149: 125.25
• Bahamas, The — 10th of 149: 120.83
• Uzbekistan — 12th of 149: 119.39
• Russian Federation — 13th of 149: 115.47
• Aruba — 14th of 149: 111.74

What this measures

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 20 values

Automated teller machines (ATMs) (per 100,000 adults) in nearby economies

• Albania — 44.79 (2024)
• Armenia — 71.47 (2024)
• Austria — 170.06 (2024)
• Azerbaijan — 41.42 (2024)
• Belarus — 55.13 (2024)
• Belgium — 49.63 (2024)
• Bosnia and Herzegovina — 64.21 (2024)
• Bulgaria — 92.3 (2024)
• Cyprus — 29.12 (2024)
• Czechia

More financial sector data for Croatia

• Consumer price index (2010 = 100) — 144.01 (2025)
• Inflation, consumer prices (annual % growth) — 3.69% (2025)
• GDP deflator (base year varies by country) — 133.33 (2025)
• GDP deflator, linked series (base year varies by country) — 133.33 (2025)
• DEC alternative conversion factor (LCU per US$) — US$0.88 (2025)
• Inflation, GDP deflator (annual % growth) — 4.67% (2025)
• Inflation, GDP deflator, linked series (annual % growth) — 4.67% (2025)
• Official exchange rate (LCU per US$, period average) — US$0.88 (2025)
• Listed domestic companies, total — 81 (2025)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Croatia's automated teller machines (ATMs) (per 100,000 adults)?

119.5 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2005?

It is up 87.89% from 63.6 in 2005 (3.38% a year on average, compounded). The highest value was 161.35 in 2019 and the lowest 63.6 in 2005.

How does Croatia rank?

12th highest of 149 economies with data for 2024.

Is the latest change in automated teller machines (ATMs) (per 100,000 adults) unusual for Croatia?

In 2024, Croatia's automated teller machines (ATMs) (per 100,000 adults) fell 9.56 on 2023 (from 129.06 to 119.5). Across the 18 yearly changes before that (2006 to 2023), the average change was +3.64 and a typical year strayed about 7.87 from that (the standard deviation). This year's change was 1.7 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.

Source

World Bank, World Development Indicators, indicator FB.ATM.TOTL.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/?sk=E5DCAB7E-A5CA-4892-A6EA-598B5463A34C Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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