Albania: Automated teller machines (ATMs) (per 100,000 adults)

Key figures

What the numbers say

In 2024, Albania's automated teller machines (ATMs) (per 100,000 adults) rose 4.18 on 2023 (from 40.61 to 44.78).

Across the 19 yearly changes before that (2005 to 2023), the average change was +1.92 and a typical year strayed about 2.91 from that (the standard deviation). This year's change was 0.8 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 9.19 in 2008 and the biggest yearly fall was 2.36 in 2017. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is upward, about 1.04 a year. A straight line explains 45% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, Albania had the 75th highest value of the 149 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Albania in the 2024 ranking

• Indonesia — 71st of 149: 45.64
• Fiji — 72nd of 149: 45.49
• Belize — 73rd of 149: 45.39
• Trinidad and Tobago — 75th of 149: 44.34
• Grenada — 76th of 149: 43.42
• Bolivia — 77th of 149: 42.04

What this measures

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 21 values

Automated teller machines (ATMs) (per 100,000 adults) in nearby economies

• Armenia — 71.47 (2024)
• Austria — 170.06 (2024)
• Azerbaijan — 41.42 (2024)
• Belarus — 55.13 (2024)
• Belgium — 49.63 (2024)
• Bosnia and Herzegovina — 64.21 (2024)
• Bulgaria — 92.3 (2024)
• Croatia — 119.5 (2024)
• Cyprus — 29.12 (2024)
• Czechia

More financial sector data for Albania

• GDP deflator (base year varies by country) — 124.77 (2025)
• DEC alternative conversion factor (LCU per US$) — US$86.8 (2025)
• Inflation, GDP deflator (annual % growth) — 1.45% (2025)
• Lending interest rate (%) — 6.44% (2024)
• Real interest rate (%) — 4% (2024)
• Inflation, GDP deflator, linked series (annual % growth) — 1.45% (2025)
• GDP deflator, linked series (base year varies by country) — 124.77 (2025)
• Consumer price index (2010 = 100) — 144.11 (2025)
• Inflation, consumer prices (annual % growth) — 2.15% (2025)
• Official exchange rate (LCU per US$, period average)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
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• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Albania's automated teller machines (ATMs) (per 100,000 adults)?

44.78 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2004?

It is up 968.49% from 4.19 in 2004 (12.57% a year on average, compounded). The highest value was 44.78 in 2024 and the lowest 4.19 in 2004.

How does Albania rank?

75th highest of 149 economies with data for 2024.

Is the latest change in automated teller machines (ATMs) (per 100,000 adults) unusual for Albania?

In 2024, Albania's automated teller machines (ATMs) (per 100,000 adults) rose 4.18 on 2023 (from 40.61 to 44.78). Across the 19 yearly changes before that (2005 to 2023), the average change was +1.92 and a typical year strayed about 2.91 from that (the standard deviation). This year's change was 0.8 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Source

World Bank, World Development Indicators, indicator FB.ATM.TOTL.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/?sk=E5DCAB7E-A5CA-4892-A6EA-598B5463A34C Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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