San Marino's deposit interest rate (%) was 1.55% in 2025, the latest year in the World Bank's World Development Indicators. That is down 0.89 percentage points from 2.43% in 2015.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 1.55% | 2025 |
| Five years earlier | 0.77% | 2020 |
| Ten years earlier | 2.43% | 2015 |
| Highest | 2.68% | 2002 |
| Lowest | 0.61% | 2021 |
| Average since 2016 | 1.3% | 2016–2025 |
| First recorded | 2.4% | 2001 |
What the numbers say
In 2025, San Marino's deposit interest rate (%) fell 0.75 percentage points on 2024 (from 2.29% to 1.55%).
Across the 23 yearly changes before that (2002 to 2024), the average change was −0 percentage points and a typical year strayed about 0.62 percentage points from that (the standard deviation). This year's change was 1.2 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.
On record, the biggest yearly rise was 1.38 percentage points in 2023 and the biggest yearly fall was 1.27 percentage points in 2009. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 there is no clear straight-line trend: a straight line explains 7% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2025, San Marino had the 57th highest value of the 77 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to San Marino in the 2025 ranking
What this measures
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.
All 25 values
| Year | Deposit interest rate (%) |
|---|---|
| 2025 | 1.55 |
| 2024 | 2.29 |
| 2023 | 2 |
| 2022 | 0.6216 |
| 2021 | 0.6119 |
| 2020 | 0.7729 |
| 2019 | 1.01 |
| 2018 | 1.17 |
| 2017 | 1.07 |
| 2016 | 1.88 |
| 2015 |
Deposit interest rate (%) in nearby economies
- Albania — 1.86% (2024)
- Armenia — 8.03% (2025)
- Azerbaijan — 9.36% (2025)
- Belarus — 6.76% (2025)
- Bosnia and Herzegovina — 1.89% (2025)
- Bulgaria — 0.25% (2025)
- Czechia — 1.6% (2025)
- France — 0.79% (2017)
- Georgia — 10.59% (2025)
- Hungary — 5.71% (2025)
- Kosovo — 1.31% (2018)
- Kyrgyz Republic
More financial sector data for San Marino
- Official exchange rate (LCU per US$, period average) — US$0.89 (2025)
- DEC alternative conversion factor (LCU per US$) — US$0.88 (2025)
- GDP deflator (base year varies by country) — 132.36 (2023)
- GDP deflator, linked series (base year varies by country) — 132.36 (2023)
- Inflation, GDP deflator (annual % growth) — 7.36% (2023)
- Inflation, GDP deflator, linked series (annual % growth) — 7.36% (2023)
- Lending interest rate (%) — 4.62% (2025)
- Interest rate spread (lending rate minus deposit rate, %) — 3.07% (2025)
- Consumer price index (2010 = 100) — 131.91 (2025)
Reading data like this
Questions people ask
- What is San Marino's deposit interest rate (%)?
- 1.55% in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 2001?
- It is down 0.85 percentage points from 2.4% in 2001. The highest value was 2.68% in 2002 and the lowest 0.61% in 2021.
- How does San Marino rank?
- 57th highest of 77 economies with data for 2025.
- Is the latest change in deposit interest rate (%) unusual for San Marino?
- In 2025, San Marino's deposit interest rate (%) fell 0.75 percentage points on 2024 (from 2.29% to 1.55%). Across the 23 yearly changes before that (2002 to 2024), the average change was −0 percentage points and a typical year strayed about 0.62 percentage points from that (the standard deviation). This year's change was 1.2 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.
Source
World Bank, World Development Indicators, indicator FR.INR.DPST, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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