Samoa: Deposit interest rate (%)

Key figures

What the numbers say

In 2025, Samoa's deposit interest rate (%) fell 0.01 percentage points on 2024 (from 1.59% to 1.58%).

Across the 23 yearly changes before that (2002 to 2024), the average change was −0.13 percentage points and a typical year strayed about 0.67 percentage points from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 1.57 percentage points in 2007 and the biggest yearly fall was 2.1 percentage points in 2010. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2016 to 2025 the straight-line trend is downward, about 0.13 percentage points a year. A straight line explains 73% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2025, Samoa had the 55th highest value of the 77 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Samoa in the 2025 ranking

• Bosnia and Herzegovina — 52nd of 77: 1.89%
• Algeria — 53rd of 77: 1.75%
• Czechia — 54th of 77: 1.6%
• San Marino — 56th of 77: 1.55%
• Dominica — 57th of 77: 1.54%
• Cabo Verde — 58th of 77: 1.53%

What this measures

Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.

Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.

All 25 values

Deposit interest rate (%) in nearby economies

• Australia — 1.56% (2019)
• Brunei Darussalam — 0.31% (2025)
• Cambodia — 1.29% (2025)
• China — 1.5% (2024)
• Fiji — 1.71% (2024)
• Hong Kong SAR, China — 0.2% (2025)
• Indonesia — 5.41% (2025)
• Japan — 0.32% (2017)
• Korea, Rep. — 2.73% (2025)
• Macao SAR, China — 0.32% (2025)
• Malaysia — 2.42% (2025)
• Micronesia, Fed. Sts.

More financial sector data for Samoa

• DEC alternative conversion factor (LCU per US$) — US$2.78 (2025)
• Official exchange rate (LCU per US$, period average) — US$2.79 (2025)
• Net domestic credit (current LCU) — 546.89 million (2025)
• Net foreign assets (current LCU) — 1.63 billion (2025)
• Broad money (current LCU) — 1.82 billion (2025)
• Consumer price index (2010 = 100) — 149.24 (2025)
• Claims on central government (annual growth as % of broad money) — -7.3% (2025)
• Claims on private sector (annual growth as % of broad money) — 0.51% (2025)
• Broad money (annual % growth) — 2.62% (2025)
• Inflation, consumer prices (annual % growth)

Reading data like this

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Questions people ask

What is Samoa's deposit interest rate (%)?

1.58% in 2025, according to the World Bank (World Development Indicators).

How has it changed since 2001?

It is down 2.92 percentage points from 4.5% in 2001. The highest value was 6.44% in 2007 and the lowest 1.58% in 2025.

How does Samoa rank?

55th highest of 77 economies with data for 2025.

Is the latest change in deposit interest rate (%) unusual for Samoa?

In 2025, Samoa's deposit interest rate (%) fell 0.01 percentage points on 2024 (from 1.59% to 1.58%). Across the 23 yearly changes before that (2002 to 2024), the average change was −0.13 percentage points and a typical year strayed about 0.67 percentage points from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Source

World Bank, World Development Indicators, indicator FR.INR.DPST, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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