Middle income: Depositors with commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2024, Middle income's depositors with commercial banks (per 1,000 adults) rose 44.29 on 2023 (from 875.46 to 919.75).

Across the 14 yearly changes before that (2010 to 2023), the average change was +39 and a typical year strayed about 30.25 from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 106.98 in 2022 and the biggest yearly fall was 10.5 in 2020. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is upward, about 41.67 a year. A straight line explains 89% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

A straight-line projection, tested first

Extending that straight line gives about 973.5 for 2027. We show this only because the same method, fitted on earlier years, predicted 2022 to 2024 better than "no change" would have: its average miss was 133.55, against 173.9 for assuming no change. Treat it as a continuation of the recent pattern, not a forecast of events: it cannot see a recession, a policy change or a revision to the data.

See how a linear trend forecast works and the guide on forecasting without fooling yourself.

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 16 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Afghanistan — 199.74 (2019)
• Djibouti — 160.11 (2024)
• Egypt, Arab Rep. — 420.76 (2024)
• Israel — 1,098 (2024)
• Kuwait — 1,252 (2024)
• Lebanon — 440.82 (2024)
• Malta — 1,449 (2024)
• Pakistan — 617.49 (2024)
• Qatar — 956.65 (2021)
• Saudi Arabia

More financial sector data for Middle income

• Inflation, GDP deflator (annual % growth) — 3.69% (2025)
• Domestic credit to private sector by banks (% of GDP) — 119.97% (2024)
• Monetary sector credit to private sector (% of GDP) — 119.99% (2024)
• Broad money (% of GDP) — 158.87% (2024)
• Claims on central government, etc. (% of GDP) — 34.94% (2024)
• Stocks traded, turnover ratio of domestic shares (%) — 185.81% (2024)
• Inflation, consumer prices (annual % growth) — 3.51% (2025)
• Domestic credit to private sector (% of GDP) — 121.87% (2024)
• Listed domestic companies, total — 27,754 (2025)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Middle income's depositors with commercial banks (per 1,000 adults)?

919.75 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2009?

It is up 179.18% from 329.45 in 2009 (7.08% a year on average, compounded). The highest value was 919.75 in 2024 and the lowest 329.45 in 2009.

Is the latest change in depositors with commercial banks (per 1,000 adults) unusual for Middle income?

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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