Low & middle income: Depositors with commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2023, Low & middle income's depositors with commercial banks (per 1,000 adults) rose 74.23 on 2022 (from 688.68 to 762.91).

Across the 14 yearly changes before that (2009 to 2022), the average change was +35.56 and a typical year strayed about 37.93 from that (the standard deviation). This year's change was 1.0 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

On record, the biggest yearly rise was 117.45 in 2022 and the biggest yearly fall was 19.01 in 2019. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2014 to 2023 the straight-line trend is upward, about 50.59 a year. A straight line explains 92% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 16 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Afghanistan — 199.74 (2019)
• Djibouti — 160.11 (2024)
• Egypt, Arab Rep. — 420.76 (2024)
• Israel — 1,098 (2024)
• Kuwait — 1,252 (2024)
• Lebanon — 440.82 (2024)
• Malta — 1,449 (2024)
• Pakistan — 617.49 (2024)
• Qatar — 956.65 (2021)
• Saudi Arabia

More financial sector data for Low & middle income

• Inflation, GDP deflator (annual % growth) — 4.28% (2025)
• Domestic credit to private sector by banks (% of GDP) — 119.33% (2024)
• Monetary sector credit to private sector (% of GDP) — 119.34% (2024)
• Broad money (% of GDP) — 157.69% (2024)
• Claims on central government, etc. (% of GDP) — 34.82% (2024)
• Stocks traded, turnover ratio of domestic shares (%) — 185.79% (2024)
• Inflation, consumer prices (annual % growth) — 3.55% (2025)
• Domestic credit to private sector (% of GDP) — 121.22% (2024)
• Listed domestic companies, total

Reading data like this

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Questions people ask

What is Low & middle income's depositors with commercial banks (per 1,000 adults)?

762.91 in 2023, according to the World Bank (World Development Indicators).

How has it changed since 2008?

It is up 299.76% from 190.84 in 2008 (9.68% a year on average, compounded). The highest value was 762.91 in 2023 and the lowest 190.84 in 2008.

Is the latest change in depositors with commercial banks (per 1,000 adults) unusual for Low & middle income?

In 2023, Low & middle income's depositors with commercial banks (per 1,000 adults) rose 74.23 on 2022 (from 688.68 to 762.91). Across the 14 yearly changes before that (2009 to 2022), the average change was +35.56 and a typical year strayed about 37.93 from that (the standard deviation). This year's change was 1.0 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

Where does this data come from?

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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