Germany: Automated teller machines (ATMs) (per 100,000 adults)

Key figures

Since 2007 it is down 33.76% from 107.06 in 2007 (2.54% a year on average, compounded). The World Bank has no value for 1 of the years in between; the chart leaves those gaps open rather than joining across them.

What the numbers say

In 2023, Germany's automated teller machines (ATMs) (per 100,000 adults) fell 2.06 on 2022 (from 72.99 to 70.92).

Across the 13 yearly changes before that (2008 to 2022), the average change was −2.63 and a typical year strayed about 11.57 from that (the standard deviation). This year's change was 0.0 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 5.13 in 2014 and the biggest yearly fall was 39.76 in 2016. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2014 to 2023 the straight-line trend is downward, about 5.21 a year. A straight line explains 69% of the movement over 9 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2023, Germany had the 3rd highest value of the 12 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Germany in the 2023 ranking

• Korea, Rep. — 1st of 12: 244.47
• France — 2nd of 12: 77.65
• Costa Rica — 4th of 12: 64
• Qatar — 5th of 12: 63.42
• United Arab Emirates — 6th of 12: 53.06

What this measures

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 16 values

Automated teller machines (ATMs) (per 100,000 adults) in nearby economies

• Albania — 44.79 (2024)
• Armenia — 71.47 (2024)
• Austria — 170.06 (2024)
• Azerbaijan — 41.42 (2024)
• Belarus — 55.13 (2024)
• Belgium — 49.63 (2024)
• Bosnia and Herzegovina — 64.21 (2024)
• Bulgaria — 92.3 (2024)
• Croatia — 119.5 (2024)
• Cyprus

More financial sector data for Germany

• Consumer price index (2010 = 100) — 137.8 (2025)
• Inflation, consumer prices (annual % growth) — 2.17% (2025)
• GDP deflator (base year varies by country) — 123.84 (2025)
• DEC alternative conversion factor (LCU per US$) — US$0.88 (2025)
• Official exchange rate (LCU per US$, period average) — US$0.88 (2025)
• Inflation, GDP deflator (annual % growth) — 3.01% (2025)
• Market capitalization of listed domestic companies (current US$) — US$2.9 trillion (2025)
• Market capitalization of listed domestic companies (% of GDP) — 57.39% (2025)
• Listed domestic companies, total — 416 (2025)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
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Questions people ask

What is Germany's automated teller machines (ATMs) (per 100,000 adults)?

70.92 in 2023, according to the World Bank (World Development Indicators).

How has it changed since 2007?

It is down 33.76% from 107.06 in 2007 (2.54% a year on average, compounded). The highest value was 123.41 in 2014 and the lowest 70.92 in 2023.

How does Germany rank?

3rd highest of 12 economies with data for 2023.

Is the latest change in automated teller machines (ATMs) (per 100,000 adults) unusual for Germany?

In 2023, Germany's automated teller machines (ATMs) (per 100,000 adults) fell 2.06 on 2022 (from 72.99 to 70.92). Across the 13 yearly changes before that (2008 to 2022), the average change was −2.63 and a typical year strayed about 11.57 from that (the standard deviation). This year's change was 0.0 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Source

World Bank, World Development Indicators, indicator FB.ATM.TOTL.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/?sk=E5DCAB7E-A5CA-4892-A6EA-598B5463A34C Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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