Of the economies in the World Bank's latest release, Iraq has the highest real interest rate (%) (57.63% in 2015) and Venezuela, RB the lowest (-89.47% in 2017).
What this measures
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
Each country's latest available year is shown; countries report on different schedules, so compare years before comparing values.
Ranking
| # | Economy | Latest value | Year |
|---|---|---|---|
| 1 | Iraq | 57.63% | 2015 |
| 2 | Madagascar | 47.63% | 2025 |
| 3 | Brazil | 37.46% | 2025 |
| 4 | Tajikistan | 19.19% | 2019 |
| 5 | Mozambique | 18.75% | 2025 |
| 6 | Sierra Leone | 18.27% | 2025 |
| 7 | Guyana | 17.56% | 2025 |
| 8 | Timor-Leste | 15.85% | 2025 |
| 9 | Bahrain | 15.25% | 2015 |
| 10 | Mauritania | 15.18% | 2017 |
| 11 | Congo, Dem. Rep. | 15.12% | 2025 |
| 12 | Uganda | 14.75% | 2018 |
| 13 | Azerbaijan | 14.68% | 2025 |
| 14 | Gambia, The | 13.08% | 2025 |
| 15 | Kenya | 13.02% | 2024 |
| 16 | Kyrgyz Republic | 12.58% | 2024 |
| 17 | Afghanistan | 12.14% | 2017 |
| 18 | Georgia | 10.78% | 2025 |
| 19 | Brunei Darussalam | 10.75% | 2025 |
| 20 | Micronesia, Fed. Sts. | 10.57% | 2021 |
| 21 | Dominican Republic | 10.53% | 2024 |
| 22 | Kuwait | 10.52% | 2025 |
| 23 | Malawi | 9.96% | 2024 |
| 24 | Armenia | 9.86% | 2025 |
| 25 | Honduras | 9.78% | 2025 |
| 26 | Tanzania | 9.64% | 2020 |
| 27 | Eswatini | 9.45% | 2024 |
| 28 | Guatemala | 9.16% | 2025 |
| 29 | Myanmar | 9.01% | 2020 |
| 30 | Colombia | 8.43% | 2025 |
| 31 | Bhutan | 8.34% | 2025 |
| 32 | Barbados | 8.22% | 2022 |
| 33 | Qatar | 8.16% | 2025 |
| 34 | Liberia | 8.11% | 2025 |
| 35 | Maldives | 8.07% | 2025 |
| 36 | Uzbekistan | 7.95% | 2024 |
| 37 | Peru | 7.74% | 2022 |
| 38 | South Africa | 7.68% | 2025 |
| 39 | Costa Rica | 7.45% | 2025 |
| 40 | Belize | 7.34% | 2025 |
| 41 | Rwanda | 7.28% | 2024 |
| 42 | Algeria | 7.16% | 2025 |
| 43 | Sri Lanka | 7.1% | 2019 |
| 44 | Seychelles | 7.07% | 2025 |
| 45 | Viet Nam | 7.01% | 2023 |
| 46 | Jamaica | 7% | 2025 |
| 47 | Côte d'Ivoire | 6.55% | 2016 |
| 48 | Namibia | 6.38% | 2024 |
| 49 | Philippines | 6.35% | 2019 |
| 50 | Lebanon | 6.17% | 2019 |
| 51 | Grenada | 6.16% | 2025 |
| 52 | Burkina Faso | 6.13% | 2021 |
| 53 | Vanuatu | 6.13% | 2025 |
| 54 | Indonesia | 5.99% | 2025 |
| 55 | Thailand | 5.91% | 2025 |
| 56 | Cabo Verde | 5.9% | 2025 |
| 57 | Russian Federation | 5.82% | 2024 |
| 58 | Solomon Islands | 5.8% | 2021 |
| 59 | Jordan | 5.75% | 2025 |
| 60 | India | 5.56% | 2022 |
| 61 | Uruguay | 5.49% | 2025 |
| 62 | Trinidad and Tobago | 5.4% | 2025 |
| 63 | Malaysia | 5.3% | 2025 |
| 64 | São Tomé and Principe | 5.19% | 2025 |
| 65 | China | 5.15% | 2024 |
| 66 | Kosovo | 5.08% | 2018 |
| 67 | Argentina | 4.98% | 2025 |
| 68 | Macao SAR, China | 4.97% | 2025 |
| 69 | Lesotho | 4.92% | 2024 |
| 70 | Mauritius | 4.89% | 2025 |
| 71 | Papua New Guinea | 4.86% | 2024 |
| 72 | Panama | 4.61% | 2022 |
| 73 | Ukraine | 4.57% | 2025 |
| 74 | Benin | 4.56% | 2021 |
| 75 | Tonga | 4.47% | 2025 |
| 76 | Norway | 4.4% | 2025 |
| 77 | Senegal | 4.3% | 2016 |
| 78 | Botswana | 4.24% | 2024 |
| 79 | Hong Kong SAR, China | 4.11% | 2025 |
| 80 | Nigeria | 4.03% | 2025 |
| 81 | Albania | 4% | 2024 |
| 82 | Mexico | 3.97% | 2025 |
| 83 | Bahamas, The | 3.95% | 2024 |
| 84 | Iceland | 3.87% | 2025 |
| 85 | Togo | 3.78% | 2016 |
| 86 | Paraguay | 3.76% | 2021 |
| 87 | St. Kitts and Nevis | 3.74% | 2025 |
| 88 | Dominica | 3.73% | 2025 |
| 89 | Mali | 3.64% | 2016 |
| 90 | St. Lucia | 3.6% | 2025 |
| 91 | Iran, Islamic Rep. | 3.45% | 2016 |
| 92 | Antigua and Barbuda | 3.31% | 2025 |
| 93 | Aruba | 2.88% | 2023 |
| 94 | Niger | 2.58% | 2016 |
| 95 | Chile | 2.55% | 2018 |
| 96 | Switzerland | 2.53% | 2025 |
| 97 | Guinea-Bissau | 2.51% | 2016 |
| 98 | Moldova | 2.28% | 2025 |
| 99 | Montenegro | 2.2% | 2025 |
| 100 | Samoa | 2.09% | 2025 |
| 101 | St. Vincent and the Grenadines | 2.05% | 2025 |
| 102 | Bangladesh | 1.97% | 2025 |
| 103 | Hungary | 1.64% | 2025 |
| 104 | Australia | 1.57% | 2019 |
| 105 | Nicaragua | 1.44% | 2025 |
| 106 | Mongolia | 1.39% | 2021 |
| 107 | Suriname | 1.33% | 2025 |
| 108 | Czechia | 1.12% | 2025 |
| 109 | Bosnia and Herzegovina | 1.05% | 2025 |
| 110 | Korea, Rep. | 1.03% | 2025 |
| 111 | Japan | 0.97% | 2017 |
| 112 | North Macedonia | 0.75% | 2025 |
| 113 | Romania | 0.29% | 2025 |
| 114 | Canada | 0.13% | 2017 |
| 115 | Comoros | 0.05% | 2022 |
| 116 | Belarus | 0.03% | 2025 |
| 117 | Angola | -0.93% | 2025 |
| 118 | United States | -1.26% | 2021 |
| 119 | Italy | -1.29% | 2023 |
| 120 | Pakistan | -1.45% | 2021 |
| 121 | Fiji | -1.45% | 2024 |
| 122 | San Marino | -1.6% | 2023 |
| 123 | Israel | -1.81% | 2022 |
| 124 | Bulgaria | -2.96% | 2025 |
| 125 | West Bank and Gaza | -3.12% | 2021 |
| 126 | New Zealand | -3.5% | 2025 |
| 127 | Zambia | -3.89% | 2020 |
| 128 | Burundi | -4.95% | 2025 |
| 129 | Singapore | -5.21% | 2021 |
| 130 | Oman | -5.92% | 2021 |
| 131 | Egypt, Arab Rep. | -7.03% | 2024 |
| 132 | Bolivia | -8.11% | 2025 |
| 133 | Haiti | -15.91% | 2025 |
| 134 | Zimbabwe | -20.07% | 2025 |
| 135 | South Sudan | -55% | 2025 |
| 136 | Venezuela, RB | -89.47% | 2017 |
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- Bank nonperforming loans to total gross loans (%)
- Automated teller machines (ATMs) (per 100,000 adults)
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Reading data like this
Source
World Bank, World Development Indicators, FR.INR.RINR, CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF); World Development Indicators, World Bank (WB) View on data.worldbank.org; the full definition is in the World Bank's metadata glossary.
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