Ukraine's real interest rate (%) was 4.57% in 2025, the latest year in the World Bank's World Development Indicators. That is up 16.85 percentage points from -12.28% in 2015.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 4.57% | 2025 |
| Five years earlier | 3.62% | 2020 |
| Ten years earlier | -12.28% | 2015 |
| Highest | 37.93% | 1998 |
| Lowest | -91.72% | 1993 |
| Average since 2016 | 0.65% | 2016–2025 |
| First recorded | -90.6% | 1992 |
What the numbers say
In 2025, Ukraine's real interest rate (%) fell 2.24 percentage points on 2024 (from 6.8% to 4.57%).
Across the 30 yearly changes before that (1995 to 2024), the average change was +2.45 percentage points and a typical year strayed about 15.38 percentage points from that (the standard deviation). This year's change was 0.3 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 65.09 percentage points in 1996 and the biggest yearly fall was 16.3 percentage points in 1999. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 there is no clear straight-line trend: a straight line explains less than 1% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2025, Ukraine had the 40th highest value of the 73 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to Ukraine in the 2025 ranking
- Argentina — 37th of 73: 4.98%
- Macao SAR, China — 38th of 73: 4.97%
- Mauritius — 39th of 73: 4.89%
- Tonga — 41st of 73: 4.47%
- Norway — 42nd of 73: 4.4%
- Hong Kong SAR, China — 43rd of 73: 4.11%
What this measures
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
All 34 values
| Year | Real interest rate (%) |
|---|---|
| 2025 | 4.57 |
| 2024 | 6.8 |
| 2023 | 1.87 |
| 2022 | -12.09 |
| 2021 | -9.22 |
| 2020 | 3.62 |
| 2019 | 10.69 |
| 2018 | 3.13 |
| 2017 | -4.68 |
| 2016 | 1.83 |
| 2015 |
Real interest rate (%) in nearby economies
More financial sector data for Ukraine
- GDP deflator (base year varies by country) — 435.22 (2025)
- DEC alternative conversion factor (LCU per US$) — US$41.69 (2025)
- Inflation, GDP deflator (annual % growth) — 14.47% (2025)
- Inflation, GDP deflator, linked series (annual % growth) — 14.47% (2025)
- GDP deflator, linked series (base year varies by country) — 435.22 (2025)
- Domestic credit to private sector by banks (% of GDP) — 12.03% (2025)
- Net domestic credit (current LCU) — 2.35 trillion (2025)
- Net foreign assets (current LCU) — 3.06 trillion (2025)
- Monetary sector credit to private sector (% of GDP) — 12.03% (2025)
Reading data like this
Questions people ask
- What is Ukraine's real interest rate (%)?
- 4.57% in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 1992?
- It is up 95.16 percentage points from -90.6% in 1992. The highest value was 37.93% in 1998 and the lowest -91.72% in 1993.
- How does Ukraine rank?
- 40th highest of 73 economies with data for 2025.
- Is the latest change in real interest rate (%) unusual for Ukraine?
- In 2025, Ukraine's real interest rate (%) fell 2.24 percentage points on 2024 (from 6.8% to 4.57%). Across the 30 yearly changes before that (1995 to 2024), the average change was +2.45 percentage points and a typical year strayed about 15.38 percentage points from that (the standard deviation). This year's change was 0.3 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FR.INR.RINR, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF); World Development Indicators, World Bank (WB) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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