Timor-Leste: Automated teller machines (ATMs) (per 100,000 adults)

Key figures

What the numbers say

In 2023, Timor-Leste's automated teller machines (ATMs) (per 100,000 adults) rose 0.68 on 2022 (from 15.47 to 16.15).

Across the 14 yearly changes before that (2009 to 2022), the average change was +0.96 and a typical year strayed about 2.16 from that (the standard deviation). This year's change was 0.1 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 5.73 in 2017 and the biggest yearly fall was 2.75 in 2019. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2014 to 2023 the straight-line trend is upward, about 1.2 a year. A straight line explains 85% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

A straight-line projection, tested first

Extending that straight line gives about 19.85 for 2026. We show this only because the same method, fitted on earlier years, predicted 2021 to 2023 better than "no change" would have: its average miss was 0.63, against 1.78 for assuming no change. Treat it as a continuation of the recent pattern, not a forecast of events: it cannot see a recession, a policy change or a revision to the data.

See how a linear trend forecast works and the guide on forecasting without fooling yourself.

How it compares

In 2023, Timor-Leste had the 10th highest value of the 12 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Timor-Leste in the 2023 ranking

• United Arab Emirates — 6th of 12: 53.06
• Dominican Republic — 7th of 12: 40.11
• Sweden — 8th of 12: 23.5
• Iraq — 10th of 12: 14.18
• Ethiopia — 11th of 12: 10.07
• Liberia — 12th of 12: 3.82

What this measures

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 16 values

Automated teller machines (ATMs) (per 100,000 adults) in nearby economies

• Australia — 105.22 (2024)
• Brunei Darussalam — 70.92 (2021)
• Cambodia — 47.61 (2024)
• China — 67.83 (2024)
• Fiji — 45.49 (2024)
• Hong Kong SAR, China — 46.04 (2024)
• Indonesia — 45.64 (2024)
• Japan — 107.04 (2024)
• Korea, Rep. — 244.47 (2023)
• Lao PDR

More financial sector data for Timor-Leste

• Official exchange rate (LCU per US$, period average) — US$1 (2025)
• GDP deflator (base year varies by country) — 110.47 (2025)
• GDP deflator, linked series (base year varies by country) — 110.47 (2025)
• DEC alternative conversion factor (LCU per US$) — US$1 (2025)
• Inflation, GDP deflator (annual % growth) — -4.69% (2025)
• Inflation, GDP deflator, linked series (annual % growth) — -4.69% (2025)
• Domestic credit to private sector by banks (% of GDP) — 39.03% (2025)
• Bank liquid reserves to bank assets ratio (%) — 9.54% (2025)
• Net domestic credit (current LCU)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Timor-Leste's automated teller machines (ATMs) (per 100,000 adults)?

16.15 in 2023, according to the World Bank (World Development Indicators).

How has it changed since 2008?

It is up 703.65% from 2.01 in 2008 (14.9% a year on average, compounded). The highest value was 16.15 in 2023 and the lowest 1.95 in 2009.

Source

World Bank, World Development Indicators, indicator FB.ATM.TOTL.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/?sk=E5DCAB7E-A5CA-4892-A6EA-598B5463A34C Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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