Iraq: Automated teller machines (ATMs) (per 100,000 adults)

Key figures

What the numbers say

In 2023, Iraq's automated teller machines (ATMs) (per 100,000 adults) rose 6.1 on 2022 (from 8.08 to 14.18).

Across the 14 yearly changes before that (2009 to 2022), the average change was +0.53 and a typical year strayed about 0.71 from that (the standard deviation). This year's change was 7.8 standard deviations above that average, so it was unusually large compared with the rest of the record.

On record, the biggest yearly rise was 6.1 in 2023 and the biggest yearly fall was 1.04 in 2013. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2014 to 2023 the straight-line trend is upward, about 1.11 a year. A straight line explains 77% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2023, Iraq had the 11th highest value of the 12 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Iraq in the 2023 ranking

• Dominican Republic — 7th of 12: 40.11
• Sweden — 8th of 12: 23.5
• Timor-Leste — 9th of 12: 16.15
• Ethiopia — 11th of 12: 10.07
• Liberia — 12th of 12: 3.82

What this measures

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 16 values

Automated teller machines (ATMs) (per 100,000 adults) in nearby economies

• Afghanistan — 1.79 (2019)
• Algeria — 12.09 (2024)
• Bahrain — 31.36 (2024)
• Djibouti — 17.64 (2024)
• Egypt, Arab Rep. — 37.06 (2024)
• Iran, Islamic Rep. — 83.63 (2018)
• Israel — 133.06 (2024)
• Jordan — 30.36 (2024)
• Kuwait — 58.04 (2024)
• Lebanon

More financial sector data for Iraq

• GDP deflator (base year varies by country) — 159.49 (2025)
• DEC alternative conversion factor (LCU per US$) — US$1,300 (2025)
• Inflation, GDP deflator (annual % growth) — -7.03% (2025)
• Official exchange rate (LCU per US$, period average) — US$1,300 (2025)
• Consumer price index (2010 = 100) — 143.6 (2025)
• Inflation, consumer prices (annual % growth) — 0.3% (2025)
• Domestic credit to private sector by banks (% of GDP) — 13.99% (2024)
• Net domestic credit (current LCU) — 78.52 trillion (2024)
• Net foreign assets (current LCU) — 167.41 trillion (2024)
• Monetary sector credit to private sector (% of GDP)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Iraq's automated teller machines (ATMs) (per 100,000 adults)?

14.18 in 2023, according to the World Bank (World Development Indicators).

How has it changed since 2008?

It is up 1,980% from 0.68 in 2008 (22.43% a year on average, compounded). The highest value was 14.18 in 2023 and the lowest 0.68 in 2008.

How does Iraq rank?

11th highest of 12 economies with data for 2023.

Is the latest change in automated teller machines (ATMs) (per 100,000 adults) unusual for Iraq?

In 2023, Iraq's automated teller machines (ATMs) (per 100,000 adults) rose 6.1 on 2022 (from 8.08 to 14.18). Across the 14 yearly changes before that (2009 to 2022), the average change was +0.53 and a typical year strayed about 0.71 from that (the standard deviation). This year's change was 7.8 standard deviations above that average, so it was unusually large compared with the rest of the record.

Source

World Bank, World Development Indicators, indicator FB.ATM.TOTL.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/?sk=E5DCAB7E-A5CA-4892-A6EA-598B5463A34C Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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