Morocco's bank nonperforming loans to total gross loans (%) was 8.19% in 2024, the latest year in the World Bank's World Development Indicators. That is up 0.92 percentage points from 7.27% in 2014.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 8.19% | 2024 |
| Five years earlier | 7.87% | 2019 |
| Ten years earlier | 7.27% | 2014 |
| Highest | 9.06% | 2021 |
| Lowest | 5.45% | 2011 |
| Average since 2015 | 8.22% | 2015–2024 |
| First recorded | 5.45% | 2011 |
What the numbers say
In 2024, Morocco's bank nonperforming loans to total gross loans (%) fell 0.3 percentage points on 2023 (from 8.48% to 8.19%).
Across the 12 yearly changes before that (2012 to 2023), the average change was +0.25 percentage points and a typical year strayed about 0.45 percentage points from that (the standard deviation). This year's change was 1.2 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.
On record, the biggest yearly rise was 0.93 percentage points in 2020 and the biggest yearly fall was 0.47 percentage points in 2017. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2015 to 2024 the straight-line trend is upward, about 0.11 percentage points a year. A straight line explains 40% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2024, Morocco had the 7th highest value of the 35 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to Morocco in the 2024 ranking
- Angola — 4th of 35: 14.13%
- Kenya — 5th of 35: 13.57%
- Solomon Islands — 6th of 35: 11.56%
- Madagascar — 8th of 35: 7.63%
- Jordan — 9th of 35: 6.87%
- Guinea — 10th of 35: 6.69%
What this measures
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.
Limitations: Reporting countries compile the data using different methodologies, which may also vary for different points in time for the same country. Users are advised to consult the accompanying metadata on the IMF FSI website (data.imf.org) to conduct more meaningful cross-country comparisons or to assess the evolution of the indicator for any of the countries.
Regional and income-group figures are computed by the World Bank as a ratio of non-performing/total loan portfolio.
All 14 values
| Year | Bank nonperforming loans to total gross loans (%) |
|---|---|
| 2024 | 8.19 |
| 2023 | 8.48 |
| 2022 | 8.68 |
| 2021 | 9.06 |
| 2020 | 8.79 |
| 2019 | 7.87 |
| 2018 | 7.73 |
| 2017 | 7.61 |
| 2016 | 8.08 |
| 2015 | 7.67 |
| 2014 |
Bank nonperforming loans to total gross loans (%) in nearby economies
- Algeria — 20.68% (2024)
- Djibouti — 3.07% (2024)
- Iraq — 16.54% (2024)
- Israel — 0.72% (2024)
- Jordan — 6.87% (2024)
- Kuwait — 1.4% (2025)
- Malta — 2.01% (2025)
- Pakistan — 5.36% (2025)
- Saudi Arabia — 1.04% (2025)
- United Arab Emirates
More financial sector data for Morocco
- Net domestic credit (current LCU) — 1.9 trillion (2025)
- Net foreign assets (current LCU) — 463.02 billion (2025)
- Broad money (current LCU) — 2.07 trillion (2025)
- Broad money (% of GDP) — 121.29% (2025)
- Broad money to total reserves ratio — 4.57 (2025)
- Consumer price index (2010 = 100) — 130.51 (2025)
- Inflation, consumer prices (annual % growth) — 0.7% (2025)
- Claims on central government, etc. (% of GDP) — 47.55% (2025)
- DEC alternative conversion factor (LCU per US$) — US$9.35 (2025)
- Official exchange rate (LCU per US$, period average)
Reading data like this
Questions people ask
- What is Morocco's bank nonperforming loans to total gross loans (%)?
- 8.19% in 2024, according to the World Bank (World Development Indicators).
- How has it changed since 2011?
- It is up 2.74 percentage points from 5.45% in 2011. The highest value was 9.06% in 2021 and the lowest 5.45% in 2011.
- How does Morocco rank?
- 7th highest of 35 economies with data for 2024.
- Is the latest change in bank nonperforming loans to total gross loans (%) unusual for Morocco?
- In 2024, Morocco's bank nonperforming loans to total gross loans (%) fell 0.3 percentage points on 2023 (from 8.48% to 8.19%). Across the 12 yearly changes before that (2012 to 2023), the average change was +0.25 percentage points and a typical year strayed about 0.45 percentage points from that (the standard deviation). This year's change was 1.2 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.
Source
World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, licensed CC BY 4.0. Original source: Financial Soundness Indicators, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF:EXTERNAL_DATASET_CARDS/IMF.STA:LFSI Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
Want to ask your own questions of data like this? Try AnalyzeIt: upload a file or ask about public data in plain words, and every figure comes with its working.
Legal entity
Devansh Yadav
Moradabad, Uttar Pradesh
Governing law: Courts at Moradabad, Uttar Pradesh
Phone: +91 8433475698
Legal: legal@analyzeit.in