Lower middle income: Depositors with commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2024, Lower middle income's depositors with commercial banks (per 1,000 adults) rose 98.82 on 2023 (from 576.5 to 675.32).

Across the 18 yearly changes before that (2006 to 2023), the average change was +21.59 and a typical year strayed about 31.63 from that (the standard deviation). This year's change was 2.4 standard deviations above that average, so it was unusually large compared with the rest of the record.

On record, the biggest yearly rise was 98.82 in 2024 and the biggest yearly fall was 26.86 in 2019. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is upward, about 31.25 a year. A straight line explains 76% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 20 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Afghanistan — 199.74 (2019)
• Djibouti — 160.11 (2024)
• Egypt, Arab Rep. — 420.76 (2024)
• Israel — 1,098 (2024)
• Kuwait — 1,252 (2024)
• Lebanon — 440.82 (2024)
• Malta — 1,449 (2024)
• Pakistan — 617.49 (2024)
• Qatar — 956.65 (2021)
• Saudi Arabia

More financial sector data for Lower middle income

• Domestic credit to private sector by banks (% of GDP) — 38.1% (2025)
• Monetary sector credit to private sector (% of GDP) — 38.14% (2025)
• Claims on central government, etc. (% of GDP) — 21.01% (2025)
• Domestic credit to private sector (% of GDP) — 38.68% (2025)
• Inflation, GDP deflator (annual % growth) — 4.99% (2025)
• Broad money (% of GDP) — 67.37% (2021)
• Inflation, consumer prices (annual % growth) — 3.56% (2025)
• Listed domestic companies, total — 10,232 (2025)
• Stocks traded, turnover ratio of domestic shares (%)

Reading data like this

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Questions people ask

What is Lower middle income's depositors with commercial banks (per 1,000 adults)?

675.32 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2005?

It is up 259.54% from 187.83 in 2005 (6.97% a year on average, compounded). The highest value was 675.32 in 2024 and the lowest 187.83 in 2005.

Is the latest change in depositors with commercial banks (per 1,000 adults) unusual for Lower middle income?

In 2024, Lower middle income's depositors with commercial banks (per 1,000 adults) rose 98.82 on 2023 (from 576.5 to 675.32). Across the 18 yearly changes before that (2006 to 2023), the average change was +21.59 and a typical year strayed about 31.63 from that (the standard deviation). This year's change was 2.4 standard deviations above that average, so it was unusually large compared with the rest of the record.

Where does this data come from?

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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