Japan: Domestic credit provided by financial sector (% of GDP)

Key figures

What the numbers say

In 2025, Japan's domestic credit provided by financial sector (% of GDP) fell 18.27 percentage points on 2024 (from 355.13% to 336.87%).

Across the 30 yearly changes before that (1995 to 2024), the average change was +3.07 percentage points and a typical year strayed about 10.19 percentage points from that (the standard deviation). This year's change was 2.1 standard deviations below that average, so it was unusually large compared with the rest of the record.

On record, the biggest yearly rise was 28.59 percentage points in 2020 and the biggest yearly fall was 18.27 percentage points in 2025. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2016 to 2025 there is no clear straight-line trend: a straight line explains 5% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2025, Japan had the 1st highest value of the 38 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Japan in the 2025 ranking

• United States — 2nd of 38: 262.3%
• Thailand — 3rd of 38: 196.49%
• Fiji — 4th of 38: 170.11%

What this measures

Domestic credit provided by the financial sector includes all credit to various sectors on a gross basis, with the exception of credit to the central government, which is net. The financial sector includes monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.

Limitations: In a few countries governments may hold international reserves as deposits in the banking system rather than in the central bank. Since claims on the central government are a net item (claims on the central government minus central government deposits), the figure may be negative, resulting in a negative figure for domestic credit provided by the banking sector.

Regional and income-group figures are computed by the World Bank as a weighted average.

All 56 values

Domestic credit provided by financial sector (% of GDP) in nearby economies

• Brunei Darussalam — 76.32% (2025)
• Fiji — 170.11% (2025)
• Indonesia — 51.19% (2025)
• New Zealand — 158.85% (2025)
• Papua New Guinea — 34.54% (2025)
• Samoa — 48.75% (2025)
• Solomon Islands — 34.91% (2025)
• Thailand — 196.49% (2025)

More financial sector data for Japan

• Domestic credit to private sector by banks (% of GDP) — 114.38% (2025)
• Net domestic credit (current LCU) — 1,834.69 trillion (2025)
• Net foreign assets (current LCU) — 54.94 trillion (2025)
• Monetary sector credit to private sector (% of GDP) — 114.82% (2025)
• Broad money (current LCU) — 1,638.01 trillion (2025)
• Broad money (% of GDP) — 246.78% (2025)
• Broad money to total reserves ratio — 7.98 (2025)
• Consumer price index (2010 = 100) — 118.04 (2025)
• Inflation, consumer prices (annual % growth) — 3.17% (2025)
• Claims on central government, etc. (% of GDP)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
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• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Japan's domestic credit provided by financial sector (% of GDP)?

336.87% in 2025, according to the World Bank (World Development Indicators).

How has it changed since 1970?

It is up 212.18 percentage points from 124.68% in 1970. The highest value was 382.09% in 2020 and the lowest 124.68% in 1970.

How does Japan rank?

1st highest of 38 economies with data for 2025.

Is the latest change in domestic credit provided by financial sector (% of GDP) unusual for Japan?

In 2025, Japan's domestic credit provided by financial sector (% of GDP) fell 18.27 percentage points on 2024 (from 355.13% to 336.87%). Across the 30 yearly changes before that (1995 to 2024), the average change was +3.07 percentage points and a typical year strayed about 10.19 percentage points from that (the standard deviation). This year's change was 2.1 standard deviations below that average, so it was unusually large compared with the rest of the record.

Source

World Bank, World Development Indicators, indicator FS.AST.DOMS.GD.ZS, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF); World Development Indicators Database, World Bank (WB); National Accounts data files, Organisation for Economic Co-operation and Development (OECD) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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