Brazil: Bank nonperforming loans to total gross loans (%)

Key figures

What the numbers say

In 2025, Brazil's bank nonperforming loans to total gross loans (%) rose 1.16 percentage points on 2024 (from 2.72% to 3.88%).

Across the 19 yearly changes before that (2006 to 2024), the average change was −0.04 percentage points and a typical year strayed about 0.53 percentage points from that (the standard deviation). This year's change was 2.3 standard deviations above that average, so it was unusually large compared with the rest of the record.

On record, the biggest yearly rise was 1.16 percentage points in 2025 and the biggest yearly fall was 1.11 percentage points in 2010. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2016 to 2025 there is no clear straight-line trend: a straight line explains 6% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2025, Brazil had the 24th highest value of the 83 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Brazil in the 2025 ranking

• Namibia — 21st of 83: 4.32%
• Moldova — 22nd of 83: 4.17%
• Grenada — 23rd of 83: 4.09%
• Albania — 25th of 83: 3.65%
• Kazakhstan — 26th of 83: 3.63%
• Mongolia — 27th of 83: 3.45%

What this measures

The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.

Limitations: Reporting countries compile the data using different methodologies, which may also vary for different points in time for the same country. Users are advised to consult the accompanying metadata on the IMF FSI website (data.imf.org) to conduct more meaningful cross-country comparisons or to assess the evolution of the indicator for any of the countries.

Regional and income-group figures are computed by the World Bank as a ratio of non-performing/total loan portfolio.

All 21 values

Bank nonperforming loans to total gross loans (%) in nearby economies

• Antigua and Barbuda — 3.35% (2025)
• Argentina — 5.29% (2025)
• Bolivia — 3.14% (2024)
• Chile — 2.4% (2025)
• Colombia — 2.96% (2025)
• Costa Rica — 2.05% (2025)
• Dominica — 8.92% (2025)
• Ecuador — 4.45% (2025)
• El Salvador — 1.71% (2024)
• Grenada

More financial sector data for Brazil

• Domestic credit to private sector by banks (% of GDP) — 75.1% (2025)
• Net foreign assets (current LCU) — 1.26 trillion (2025)
• Broad money (current LCU) — 15.11 trillion (2025)
• Broad money (% of GDP) — 118.58% (2025)
• Broad money to total reserves ratio — 7.54 (2025)
• GDP deflator (base year varies by country) — 269.14 (2025)
• DEC alternative conversion factor (LCU per US$) — US$5.59 (2025)
• Official exchange rate (LCU per US$, period average) — US$5.59 (2025)
• Broad money (annual % growth) — 10.18% (2025)
• Inflation, GDP deflator (annual % growth)

Reading data like this

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Questions people ask

What is Brazil's bank nonperforming loans to total gross loans (%)?

3.88% in 2025, according to the World Bank (World Development Indicators).

How has it changed since 2005?

It is up 0.35 percentage points from 3.53% in 2005. The highest value was 4.21% in 2009 and the lowest 1.87% in 2020.

How does Brazil rank?

24th highest of 83 economies with data for 2025.

Is the latest change in bank nonperforming loans to total gross loans (%) unusual for Brazil?

In 2025, Brazil's bank nonperforming loans to total gross loans (%) rose 1.16 percentage points on 2024 (from 2.72% to 3.88%). Across the 19 yearly changes before that (2006 to 2024), the average change was −0.04 percentage points and a typical year strayed about 0.53 percentage points from that (the standard deviation). This year's change was 2.3 standard deviations above that average, so it was unusually large compared with the rest of the record.

Source

World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, licensed CC BY 4.0. Original source: Financial Soundness Indicators, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF:EXTERNAL_DATASET_CARDS/IMF.STA:LFSI Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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