Zambia's net domestic credit (current LCU) was 172.45 billion in 2025, the latest year in the World Bank's World Development Indicators. That is up 326.56% from 40.43 billion in 2015 (15.61% a year on average, compounded).
Key figures
| Value | Year | |
|---|---|---|
| Latest | 172.45 billion | 2025 |
| Five years earlier | 102.65 billion | 2020 |
| Ten years earlier | 40.43 billion | 2015 |
| Highest | 172.45 billion | 2025 |
| Lowest | -46,064 | 1965 |
| Average since 2016 | 100.06 billion | 2016–2025 |
| First recorded | -46,064 |
What the numbers say
In 2025, Zambia's net domestic credit (current LCU) rose 20.38 billion on 2024 (from 152.07 billion to 172.45 billion).
Across the 30 yearly changes before that (1995 to 2024), the average change was +5.03 billion and a typical year strayed about 9.31 billion from that (the standard deviation). This year's change was 1.6 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.
On record, the biggest yearly rise was 41.19 billion in 2023 and the biggest yearly fall was 4.13 billion in 2022. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 the straight-line trend is upward, about 14.18 billion a year. A straight line explains 96% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
A straight-line projection, tested first
Extending that straight line gives about 197.17 billion for 2028. We show this only because the same method, fitted on earlier years, predicted 2023 to 2025 better than "no change" would have: its average miss was 31.96 billion, against 55.72 billion for assuming no change. Treat it as a continuation of the recent pattern, not a forecast of events: it cannot see a recession, a policy change or a revision to the data.
See how a linear trend forecast works and the guide on forecasting without fooling yourself.
How it compares
In 2025, Zambia had the 72nd highest value of the 104 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to Zambia in the 2025 ranking
- Bhutan — 68th of 104: 244.48 billion
- Cabo Verde — 69th of 104: 195.38 billion
- Namibia — 70th of 104: 179.55 billion
- Macao SAR, China — 72nd of 104: 171.42 billion
- Tunisia — 73rd of 104: 166.69 billion
- Trinidad and Tobago — 74th of 104: 121.62 billion
What this measures
Net domestic credit is the sum of net claims on the central government and claims on other sectors of the domestic economy. This indicator is expressed in current prices, meaning no adjustment has been made to account for price changes over time. This series is expressed in local currency units.
All 60 values
| Year | Net domestic credit (current LCU) |
|---|---|
| 2025 | 172,447,740,000 |
| 2024 | 152,072,377,315 |
| 2023 | 140,474,009,363 |
| 2022 | 99,281,823,086 |
| 2021 | 103,413,837,245 |
| 2020 | 102,654,913,480 |
| 2019 | 73,134,033,842 |
| 2018 | 62,219,295,567 |
| 2017 | 53,576,763,398 |
| 2016 | 41,339,307,048 |
Net domestic credit (current LCU) in nearby economies
- Angola — 17.9 trillion (2025)
- Benin — 3.35 trillion (2025)
- Botswana — 119.01 billion (2025)
- Burkina Faso — 5.09 trillion (2025)
- Burundi — 2.81 trillion (2019)
- Cabo Verde — 195.38 billion (2025)
- Cameroon — 4.4 trillion (2019)
- Central African Republic — 318.11 billion (2016)
- Chad — 1.49 trillion (2016)
- Comoros — 157.23 billion (2024)
- Congo, Dem. Rep.
More financial sector data for Zambia
- GDP deflator (base year varies by country) — 415.22 (2025)
- DEC alternative conversion factor (LCU per US$) — US$25.13 (2025)
- Official exchange rate (LCU per US$, period average) — US$25.28 (2025)
- Inflation, GDP deflator (annual % growth) — 5.63% (2025)
- Domestic credit to private sector by banks (% of GDP) — 13.68% (2025)
- Net foreign assets (current LCU) — 85.43 billion (2025)
- Monetary sector credit to private sector (% of GDP) — 13.72% (2025)
- Broad money (current LCU) — 223.14 billion (2025)
- Broad money (% of GDP) — 30.75% (2025)
- Claims on central government, etc. (% of GDP)
Reading data like this
Questions people ask
- What is Zambia's net domestic credit (current LCU)?
- 172.45 billion in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 1965?
- It is up 374.36 million% from -46,064 in 1965. The highest value was 172.45 billion in 2025 and the lowest -46,064 in 1965.
- How does Zambia rank?
- 72nd highest of 104 economies with data for 2025.
Source
World Bank, World Development Indicators, indicator FM.AST.DOMS.CN, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
Want to ask your own questions of data like this? Try AnalyzeIt: upload a file or ask about public data in plain words, and every figure comes with its working.
Legal entity
Devansh Yadav
Moradabad, Uttar Pradesh
Governing law: Courts at Moradabad, Uttar Pradesh
Phone: +91 8433475698
Legal: legal@analyzeit.in