Bhutan: Net domestic credit (current LCU)

Key figures

What the numbers say

In 2025, Bhutan's net domestic credit (current LCU) rose 35.58 billion on 2024 (from 208.9 billion to 244.48 billion).

Across the 30 yearly changes before that (1995 to 2024), the average change was +6.92 billion and a typical year strayed about 8.83 billion from that (the standard deviation). This year's change was 3.2 standard deviations above that average, so it was unusually large compared with the rest of the record.

On record, the biggest yearly rise was 35.58 billion in 2025 and the biggest yearly fall was 1.54 billion in 1998. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2016 to 2025 the straight-line trend is upward, about 17.95 billion a year. A straight line explains 94% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2025, Bhutan had the 69th highest value of the 104 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Bhutan in the 2025 ranking

• Djibouti — 65th of 104: 335.15 billion
• Guinea-Bissau — 66th of 104: 326.78 billion
• Ghana — 67th of 104: 274.47 billion
• Cabo Verde — 69th of 104: 195.38 billion
• Namibia — 70th of 104: 179.55 billion
• Zambia — 71st of 104: 172.45 billion

What this measures

Net domestic credit is the sum of net claims on the central government and claims on other sectors of the domestic economy. This indicator is expressed in current prices, meaning no adjustment has been made to account for price changes over time. This series is expressed in local currency units.

All 43 values

Net domestic credit (current LCU) in nearby economies

• Bangladesh — 28.53 trillion (2025)
• India — 312.8 trillion (2025)
• Maldives — 93.34 billion (2025)
• Nepal — 7.67 trillion (2025)
• Sri Lanka — 11.7 trillion (2019)

More financial sector data for Bhutan

• DEC alternative conversion factor (LCU per US$) — US$87.16 (2025)
• Official exchange rate (LCU per US$, period average) — US$87.16 (2025)
• GDP deflator (base year varies by country) — 140.94 (2025)
• Inflation, GDP deflator (annual % growth) — 3.16% (2025)
• Consumer price index (2010 = 100) — 225.79 (2025)
• Inflation, consumer prices (annual % growth) — 3.56% (2025)
• Deposit interest rate (%) — 4.5% (2025)
• Lending interest rate (%) — 11.76% (2025)
• Interest rate spread (lending rate minus deposit rate, %) — 7.26% (2025)
• Real interest rate (%)

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Questions people ask

What is Bhutan's net domestic credit (current LCU)?

244.48 billion in 2025, according to the World Bank (World Development Indicators).

How has it changed since 1983?

It is up 221,350% from 110.4 million in 1983 (20.13% a year on average, compounded). The highest value was 244.48 billion in 2025 and the lowest -235.5 million in 1999.

How does Bhutan rank?

69th highest of 104 economies with data for 2025.

Is the latest change in net domestic credit (current LCU) unusual for Bhutan?

In 2025, Bhutan's net domestic credit (current LCU) rose 35.58 billion on 2024 (from 208.9 billion to 244.48 billion). Across the 30 yearly changes before that (1995 to 2024), the average change was +6.92 billion and a typical year strayed about 8.83 billion from that (the standard deviation). This year's change was 3.2 standard deviations above that average, so it was unusually large compared with the rest of the record.

Source

World Bank, World Development Indicators, indicator FM.AST.DOMS.CN, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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