Qatar's interest rate spread (lending rate minus deposit rate, %) was 0.07% in 2025, the latest year in the World Bank's World Development Indicators. That is down 2.75 percentage points from 2.82% in 2015.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 0.07% | 2025 |
| Five years earlier | 1.57% | 2020 |
| Ten years earlier | 2.82% | 2015 |
| Highest | 4.37% | 2010 |
| Lowest | 0.07% | 2025 |
| Average since 2016 | 1.43% | 2016–2025 |
| First recorded | 4% | 1979 |
What the numbers say
In 2025, Qatar's interest rate spread (lending rate minus deposit rate, %) fell 0.9 percentage points on 2024 (from 0.98% to 0.07%).
Across the 30 yearly changes before that (1986 to 2024), the average change was −0.07 percentage points and a typical year strayed about 0.55 percentage points from that (the standard deviation). This year's change was 1.5 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.
On record, the biggest yearly rise was 1.57 percentage points in 2010 and the biggest yearly fall was 1.23 percentage points in 2016. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 the straight-line trend is downward, about 0.11 percentage points a year. A straight line explains 35% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2025, Qatar had the 71st highest value of the 72 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
| Value | Year | |
|---|---|---|
| Qatar | 0.07% | 2025 |
| World | 5.98% | 2019 |
Closest to Qatar in the 2025 ranking
- Hungary — 67th of 72: 2.3%
- Bosnia and Herzegovina — 68th of 72: 2.21%
- Korea, Rep. — 69th of 72: 1.46%
- Bangladesh — 71st of 72: -0.73%
- New Zealand — 72nd of 72: -3.95%
What this measures
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.
Regional and income-group figures are computed by the World Bank as a median.
All 39 values
| Year | Interest rate spread (lending rate minus deposit rate, %) |
|---|---|
| 2025 | 0.074 |
| 2024 | 0.9772 |
| 2023 | 1.44 |
| 2022 | 1.94 |
| 2021 | 1.97 |
| 2020 | 1.57 |
| 2019 | 1.41 |
| 2018 | 1.53 |
| 2017 | 1.79 |
| 2016 | 1.59 |
| 2015 |
Interest rate spread (lending rate minus deposit rate, %) in nearby economies
- Algeria — 6.25% (2025)
- Bahrain — 4.17% (2015)
- Egypt, Arab Rep. — 5.13% (2024)
- Iran, Islamic Rep. — 5.2% (2016)
- Iraq — 7.44% (2015)
- Israel — 2.52% (2022)
- Jordan — 2.62% (2025)
- Kuwait — 2.41% (2025)
- Lebanon — 0.82% (2019)
More financial sector data for Qatar
- Net domestic credit (current LCU) — 1.54 trillion (2025)
- Net foreign assets (current LCU) — -243.38 billion (2025)
- Broad money (current LCU) — 743.4 billion (2025)
- Broad money to total reserves ratio — 3.66 (2025)
- DEC alternative conversion factor (LCU per US$) — US$3.64 (2025)
- Official exchange rate (LCU per US$, period average) — US$3.64 (2025)
- Claims on central government (annual growth as % of broad money) — 7.35% (2025)
- Claims on private sector (annual growth as % of broad money) — 5.87% (2025)
- Broad money (annual % growth) — 3.51% (2025)
- Domestic credit to private sector by banks (% of GDP)
Reading data like this
Questions people ask
- What is Qatar's interest rate spread (lending rate minus deposit rate, %)?
- 0.07% in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 1979?
- It is down 3.93 percentage points from 4% in 1979. The highest value was 4.37% in 2010 and the lowest 0.07% in 2025.
- How does Qatar rank?
- 71st highest of 72 economies with data for 2025.
- Is the latest change in interest rate spread (lending rate minus deposit rate, %) unusual for Qatar?
- In 2025, Qatar's interest rate spread (lending rate minus deposit rate, %) fell 0.9 percentage points on 2024 (from 0.98% to 0.07%). Across the 30 yearly changes before that (1986 to 2024), the average change was −0.07 percentage points and a typical year strayed about 0.55 percentage points from that (the standard deviation). This year's change was 1.5 standard deviations below that average, so it was larger than a typical year, though not out of the range seen before.
Source
World Bank, World Development Indicators, indicator FR.INR.LNDP, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
Want to ask your own questions of data like this? Try AnalyzeIt: upload a file or ask about public data in plain words, and every figure comes with its working.
Legal entity
Devansh Yadav
Moradabad, Uttar Pradesh
Governing law: Courts at Moradabad, Uttar Pradesh
Phone: +91 8433475698
Legal: legal@analyzeit.in