Iran, Islamic Rep.'s interest rate spread (lending rate minus deposit rate, %) was 5.2% in 2016, the latest year in the World Bank's World Development Indicators. That is up 2.76 percentage points from 2.44% in 2006.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 5.2% | 2016 |
| Five years earlier | -0.16% | 2011 |
| Ten years earlier | 2.44% | 2006 |
| Highest | 5.2% | 2016 |
| Lowest | -3.81% | 2012 |
| Average since 2007 | -0.96% | 2007–2016 |
| First recorded | 4.95% | 2004 |
What the numbers say
In 2016, Iran, Islamic Rep.'s interest rate spread (lending rate minus deposit rate, %) rose 7.29 percentage points on 2015 (from -2.09% to 5.2%).
Across the 11 yearly changes before that (2005 to 2015), the average change was −0.64 percentage points and a typical year strayed about 1.5 percentage points from that (the standard deviation). This year's change was 5.3 standard deviations above that average, so it was unusually large compared with the rest of the record.
On record, the biggest yearly rise was 7.29 percentage points in 2016 and the biggest yearly fall was 3.65 percentage points in 2012. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2007 to 2016 there is no clear straight-line trend: a straight line explains 1% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
See how every economy compares in the full ranking.
| Value | Year | |
|---|---|---|
| Iran, Islamic Rep. | 5.2% | 2016 |
| World | 5.98% | 2019 |
| Upper middle income | 5.82% | 2025 |
Closest to Iran, Islamic Rep. in the 2016 ranking
- Côte d'Ivoire — 2nd of 7: -1.63%
- Guinea-Bissau — 3rd of 7: -1.63%
- Mali — 4th of 7: -1.63%
What this measures
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.
Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.
Regional and income-group figures are computed by the World Bank as a median.
All 13 values
| Year | Interest rate spread (lending rate minus deposit rate, %) |
|---|---|
| 2016 | 5.2 |
| 2015 | -2.09 |
| 2014 | -2.94 |
| 2013 | -3.76 |
| 2012 | -3.81 |
| 2011 | -0.1616 |
| 2010 | 0.06 |
| 2009 | -1.14 |
| 2008 | -1.3 |
| 2007 | 0.3986 |
| 2006 |
Interest rate spread (lending rate minus deposit rate, %) in nearby economies
More financial sector data for Iran, Islamic Rep.
- Consumer price index (2010 = 100) — 4,030 (2025)
- Inflation, consumer prices (annual % growth) — 42.17% (2025)
- GDP deflator (base year varies by country) — 342.89 (2025)
- DEC alternative conversion factor (LCU per US$) — US$742,604 (2025)
- Inflation, GDP deflator (annual % growth) — 28.78% (2025)
- Official exchange rate (LCU per US$, period average) — US$42,000 (2023)
- Monetary sector credit to private sector (% of GDP) — 57.83% (2016)
- Domestic credit to private sector (% of GDP) — 57.83% (2016)
- Domestic credit to private sector by banks (% of GDP)
Reading data like this
Questions people ask
- What is Iran, Islamic Rep.'s interest rate spread (lending rate minus deposit rate, %)?
- 5.2% in 2016, according to the World Bank (World Development Indicators).
- How has it changed since 2004?
- It is up 0.25 percentage points from 4.95% in 2004. The highest value was 5.2% in 2016 and the lowest -3.81% in 2012.
- Is the latest change in interest rate spread (lending rate minus deposit rate, %) unusual for Iran, Islamic Rep.?
- In 2016, Iran, Islamic Rep.'s interest rate spread (lending rate minus deposit rate, %) rose 7.29 percentage points on 2015 (from -2.09% to 5.2%). Across the 11 yearly changes before that (2005 to 2015), the average change was −0.64 percentage points and a typical year strayed about 1.5 percentage points from that (the standard deviation). This year's change was 5.3 standard deviations above that average, so it was unusually large compared with the rest of the record.
- Where does this data come from?
Source
World Bank, World Development Indicators, indicator FR.INR.LNDP, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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