Hong Kong SAR, China's bank liquid reserves to bank assets ratio (%) was 5.38% in 2025, the latest year in the World Bank's World Development Indicators. That is down 2.47 percentage points from 7.85% in 2015.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 5.38% | 2025 |
| Five years earlier | 7.62% | 2020 |
| Ten years earlier | 7.85% | 2015 |
| Highest | 9.3% | 2009 |
| Lowest | 3.48% | 2008 |
| Average since 2016 | 6.45% | 2016–2025 |
| First recorded | 3.48% | 2008 |
What the numbers say
In 2025, Hong Kong SAR, China's bank liquid reserves to bank assets ratio (%) fell 0.63 percentage points on 2024 (from 6.01% to 5.38%).
Across the 16 yearly changes before that (2009 to 2024), the average change was +0.16 percentage points and a typical year strayed about 1.76 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 5.82 percentage points in 2009 and the biggest yearly fall was 2.02 percentage points in 2010. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 there is no clear straight-line trend: a straight line explains 21% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2025, Hong Kong SAR, China had the 99th highest value of the 109 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
| Value | Year | |
|---|---|---|
| Hong Kong SAR, China | 5.38% | 2025 |
| World | 16.73% | 2025 |
| East Asia & Pacific | 19.13% | 2024 |
Closest to Hong Kong SAR, China in the 2025 ranking
- South Africa — 95th of 109: 6.07%
- Kuwait — 96th of 109: 6.06%
- Ecuador — 97th of 109: 5.58%
- New Zealand — 99th of 109: 5.29%
- Botswana — 100th of 109: 5.18%
- Macao SAR, China — 101st of 109: 5.05%
What this measures
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.
Regional and income-group figures are computed by the World Bank as a median.
All 18 values
| Year | Bank liquid reserves to bank assets ratio (%) |
|---|---|
| 2025 | 5.38 |
| 2024 | 6.01 |
| 2023 | 6.33 |
| 2022 | 6.5 |
| 2021 | 7.02 |
| 2020 | 7.62 |
| 2019 | 6.11 |
| 2018 | 5.87 |
| 2017 | 6.36 |
| 2016 | 7.34 |
| 2015 |
Bank liquid reserves to bank assets ratio (%) in nearby economies
- Australia — 6.68% (2025)
- Brunei Darussalam — 9.58% (2025)
- Cambodia — 20.5% (2025)
- Fiji — 28.3% (2025)
- Indonesia — 19.48% (2025)
- Japan — 30.5% (2025)
- Korea, Rep. — 3.57% (2024)
- Macao SAR, China — 5.05% (2025)
- Malaysia — 4.74% (2025)
- Mongolia — 56.8% (2025)
More financial sector data for Hong Kong SAR, China
- DEC alternative conversion factor (LCU per US$) — US$7.8 (2025)
- Official exchange rate (LCU per US$, period average) — US$7.8 (2025)
- GDP deflator (base year varies by country) — 105.23 (2025)
- Inflation, GDP deflator (annual % growth) — 1.02% (2025)
- Market capitalization of listed domestic companies (current US$) — US$6.09 trillion (2025)
- Market capitalization of listed domestic companies (% of GDP) — 1,425% (2025)
- Listed domestic companies, total — 2,508 (2025)
- Stocks traded, total value (current US$) — US$5.86 trillion (2025)
Reading data like this
Questions people ask
- What is Hong Kong SAR, China's bank liquid reserves to bank assets ratio (%)?
- 5.38% in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 2008?
- It is up 1.9 percentage points from 3.48% in 2008. The highest value was 9.3% in 2009 and the lowest 3.48% in 2008.
- How does Hong Kong SAR, China rank?
- 99th highest of 109 economies with data for 2025.
- Is the latest change in bank liquid reserves to bank assets ratio (%) unusual for Hong Kong SAR, China?
- In 2025, Hong Kong SAR, China's bank liquid reserves to bank assets ratio (%) fell 0.63 percentage points on 2024 (from 6.01% to 5.38%). Across the 16 yearly changes before that (2009 to 2024), the average change was +0.16 percentage points and a typical year strayed about 1.76 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FD.RES.LIQU.AS.ZS, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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