Germany: Commercial bank branches (per 100,000 adults)

Key figures

What the numbers say

In 2023, Germany's commercial bank branches (per 100,000 adults) fell 0.36 on 2022 (from 7.02 to 6.66).

Across the 18 yearly changes before that (2005 to 2022), the average change was −0.79 and a typical year strayed about 0.98 from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 0.7 in 2013 and the biggest yearly fall was 3.52 in 2006. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2014 to 2023 the straight-line trend is downward, about 0.98 a year. A straight line explains 97% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

See how every economy compares in the full ranking.

Closest to Germany in the 2023 ranking

• Belgium — 1st of 6: 18.39
• Ethiopia — 2nd of 6: 14.26
• United Arab Emirates — 3rd of 6: 7.09
• Timor-Leste — 5th of 6: 5.27
• Liberia — 6th of 6: 3

What this measures

Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks that provide financial services to customers and are physically separated from the main office but not organized as legally separated subsidiaries.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 20 values

Commercial bank branches (per 100,000 adults) in nearby economies

• Albania — 17.98 (2024)
• Armenia — 22.69 (2024)
• Austria — 10.89 (2024)
• Azerbaijan — 6.36 (2024)
• Belgium — 18.39 (2023)
• Bosnia and Herzegovina — 29.25 (2024)
• Bulgaria — 93.84 (2024)
• Croatia — 24.16 (2024)
• Cyprus — 18.51 (2024)
• Czechia — 14.63 (2024)

More financial sector data for Germany

• Consumer price index (2010 = 100) — 137.8 (2025)
• Inflation, consumer prices (annual % growth) — 2.17% (2025)
• GDP deflator (base year varies by country) — 123.84 (2025)
• DEC alternative conversion factor (LCU per US$) — US$0.88 (2025)
• Official exchange rate (LCU per US$, period average) — US$0.88 (2025)
• Inflation, GDP deflator (annual % growth) — 3.01% (2025)
• Market capitalization of listed domestic companies (current US$) — US$2.9 trillion (2025)
• Market capitalization of listed domestic companies (% of GDP) — 57.39% (2025)
• Listed domestic companies, total — 416 (2025)

Reading data like this

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Questions people ask

What is Germany's commercial bank branches (per 100,000 adults)?

6.66 in 2023, according to the World Bank (World Development Indicators).

How has it changed since 2004?

It is down 68.76% from 21.33 in 2004 (5.94% a year on average, compounded). The highest value was 21.33 in 2004 and the lowest 6.66 in 2023.

Is the latest change in commercial bank branches (per 100,000 adults) unusual for Germany?

In 2023, Germany's commercial bank branches (per 100,000 adults) fell 0.36 on 2022 (from 7.02 to 6.66). Across the 18 yearly changes before that (2005 to 2022), the average change was −0.79 and a typical year strayed about 0.98 from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Where does this data come from?

The World Bank's World Development Indicators, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS.

Source

World Bank, World Development Indicators, indicator FB.CBK.BRCH.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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