Chad's commercial bank branches (per 100,000 adults) was 0.81 in 2021, the latest year in the World Bank's World Development Indicators. That is up 23.88% from 0.66 in 2011 (2.16% a year on average, compounded).
Key figures
| Value | Year | |
|---|---|---|
| Latest | 0.81 | 2021 |
| Five years earlier | 0.98 | 2016 |
| Ten years earlier | 0.66 | 2011 |
| Highest | 0.98 | 2017 |
| Lowest | 0.35 | 2006 |
| Average since 2012 | 0.87 | 2012–2021 |
| First recorded | 0.37 | 2004 |
What the numbers say
In 2021, Chad's commercial bank branches (per 100,000 adults) fell 0.02 on 2020 (from 0.84 to 0.81).
Across the 16 yearly changes before that (2005 to 2020), the average change was +0.03 and a typical year strayed about 0.07 from that (the standard deviation). This year's change was 0.7 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 0.22 in 2013 and the biggest yearly fall was 0.1 in 2019. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2012 to 2021 there is no clear straight-line trend: a straight line explains 2% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
See how every economy compares in the full ranking.
| Value | Year | |
|---|---|---|
| Chad | 0.81 | 2021 |
| World | 11.12 | 2024 |
| Sub-Saharan Africa | 4.01 | 2024 |
| Low income | 2.77 | 2023 |
Closest to Chad in the 2021 ranking
- Vanuatu — 1st of 4: 21.96
- Brunei Darussalam — 2nd of 4: 15.76
- Qatar — 3rd of 4: 10.02
What this measures
Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks that provide financial services to customers and are physically separated from the main office but not organized as legally separated subsidiaries.
Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.
Regional and income-group figures are computed by the World Bank as a median.
All 18 values
| Year | Commercial bank branches (per 100,000 adults) |
|---|---|
| 2021 | 0.8148 |
| 2020 | 0.8368 |
| 2019 | 0.8202 |
| 2018 | 0.9209 |
| 2017 | 0.98 |
| 2016 | 0.9766 |
| 2015 | 0.955 |
| 2014 | 0.9307 |
| 2013 | 0.8528 |
| 2012 | 0.6345 |
| 2011 |
Commercial bank branches (per 100,000 adults) in nearby economies
- Angola — 6.82 (2024)
- Benin — 2.52 (2024)
- Botswana — 7.95 (2024)
- Burkina Faso — 2.69 (2024)
- Burundi — 3.24 (2022)
- Cabo Verde — 34.8 (2024)
- Cameroon — 2.2 (2020)
- Central African Republic — 0.74 (2017)
- Comoros — 5.14 (2024)
- Congo, Dem. Rep. — 0.63 (2019)
More financial sector data for Chad
- GDP deflator (base year varies by country) — 120.67 (2025)
- DEC alternative conversion factor (LCU per US$) — US$581.93 (2025)
- Official exchange rate (LCU per US$, period average) — US$581.93 (2025)
- Inflation, GDP deflator (annual % growth) — -1.96% (2025)
- Domestic credit to private sector by banks (% of GDP) — 8.27% (2021)
- Net foreign assets (current LCU) — -347.79 billion (2021)
- Monetary sector credit to private sector (% of GDP) — 8.32% (2021)
- Broad money (current LCU) — 1.5 trillion (2021)
- Broad money (% of GDP) — 15.98% (2021)
- Broad money to total reserves ratio
Reading data like this
Questions people ask
- What is Chad's commercial bank branches (per 100,000 adults)?
- 0.81 in 2021, according to the World Bank (World Development Indicators).
- How has it changed since 2004?
- It is up 118.35% from 0.37 in 2004 (4.7% a year on average, compounded). The highest value was 0.98 in 2017 and the lowest 0.35 in 2006.
- Is the latest change in commercial bank branches (per 100,000 adults) unusual for Chad?
- In 2021, Chad's commercial bank branches (per 100,000 adults) fell 0.02 on 2020 (from 0.84 to 0.81). Across the 16 yearly changes before that (2005 to 2020), the average change was +0.03 and a typical year strayed about 0.07 from that (the standard deviation). This year's change was 0.7 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
- Where does this data come from?
- The World Bank's World Development Indicators, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS.
Source
World Bank, World Development Indicators, indicator FB.CBK.BRCH.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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