Chad: Bank liquid reserves to bank assets ratio (%)

Key figures

What the numbers say

In 2021, Chad's bank liquid reserves to bank assets ratio (%) rose 2.17 percentage points on 2020 (from 13.28% to 15.45%).

Across the 19 yearly changes before that (2002 to 2020), the average change was −0.02 percentage points and a typical year strayed about 10.34 percentage points from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 24.35 percentage points in 2006 and the biggest yearly fall was 22.81 percentage points in 2016. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2012 to 2021 the straight-line trend is downward, about 1.98 percentage points a year. A straight line explains 38% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

See how every economy compares in the full ranking.

Closest to Chad in the 2021 ranking

• Belarus — 2nd of 3: 12.61%
• Russian Federation — 3rd of 3: 6.95%

What this measures

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.

Regional and income-group figures are computed by the World Bank as a median.

All 21 values

Bank liquid reserves to bank assets ratio (%) in nearby economies

• Angola — 36.53% (2025)
• Benin — 6.48% (2025)
• Botswana — 5.18% (2025)
• Burkina Faso — 10.7% (2025)
• Burundi — 13.96% (2025)
• Cabo Verde — 44.54% (2025)
• Cameroon — 22.79% (2019)
• Central African Republic — 12.22% (2022)
• Comoros — 47.03% (2024)
• Congo, Dem. Rep.

More financial sector data for Chad

• GDP deflator (base year varies by country) — 120.67 (2025)
• DEC alternative conversion factor (LCU per US$) — US$581.93 (2025)
• Official exchange rate (LCU per US$, period average) — US$581.93 (2025)
• Inflation, GDP deflator (annual % growth) — -1.96% (2025)
• Domestic credit to private sector by banks (% of GDP) — 8.27% (2021)
• Net foreign assets (current LCU) — -347.79 billion (2021)
• Monetary sector credit to private sector (% of GDP) — 8.32% (2021)
• Broad money (current LCU) — 1.5 trillion (2021)
• Broad money (% of GDP) — 15.98% (2021)
• Broad money to total reserves ratio

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Questions people ask

What is Chad's bank liquid reserves to bank assets ratio (%)?

15.45% in 2021, according to the World Bank (World Development Indicators).

How has it changed since 2001?

It is up 1.8 percentage points from 13.65% in 2001. The highest value was 43.67% in 2006 and the lowest 6.25% in 2016.

Is the latest change in bank liquid reserves to bank assets ratio (%) unusual for Chad?

In 2021, Chad's bank liquid reserves to bank assets ratio (%) rose 2.17 percentage points on 2020 (from 13.28% to 15.45%). Across the 19 yearly changes before that (2002 to 2020), the average change was −0.02 percentage points and a typical year strayed about 10.34 percentage points from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Where does this data come from?

The World Bank's World Development Indicators, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF).

Source

World Bank, World Development Indicators, indicator FD.RES.LIQU.AS.ZS, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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