Uruguay's deposit interest rate (%) was 7.3% in 2025, the latest year in the World Bank's World Development Indicators. That is up 1.69 percentage points from 5.6% in 2015.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 7.3% | 2025 |
| Five years earlier | 4.79% | 2020 |
| Ten years earlier | 5.6% | 2015 |
| Highest | 157.37% | 1990 |
| Lowest | 1.83% | 2006 |
| Average since 2016 | 5.83% | 2016–2025 |
| First recorded | 48.58% | 1976 |
What the numbers say
In 2025, Uruguay's deposit interest rate (%) fell 0.01 percentage points on 2024 (from 7.3% to 7.3%).
Across the 30 yearly changes before that (1995 to 2024), the average change was −1.74 percentage points and a typical year strayed about 11.25 percentage points from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 39.54 percentage points in 2002 and the biggest yearly fall was 36.34 percentage points in 1991. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 the straight-line trend is upward, about 0.29 percentage points a year. A straight line explains 43% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2025, Uruguay had the 16th highest value of the 77 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to Uruguay in the 2025 ranking
- Angola — 13th of 77: 7.98%
- Congo, Dem. Rep. — 14th of 77: 7.89%
- South Africa — 15th of 77: 7.48%
- Sierra Leone — 17th of 77: 7.04%
- Belarus — 18th of 77: 6.76%
- Suriname — 19th of 77: 6.69%
What this measures
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.
All 50 values
| Year | Deposit interest rate (%) |
|---|---|
| 2025 | 7.3 |
| 2024 | 7.3 |
| 2023 | 8.1 |
| 2022 | 6.24 |
| 2021 | 3.8 |
| 2020 | 4.79 |
| 2019 | 5.07 |
| 2018 | 5.12 |
| 2017 | 5.07 |
| 2016 | 5.57 |
| 2015 |
Deposit interest rate (%) in nearby economies
- Antigua and Barbuda — 1.33% (2025)
- Argentina — 34.86% (2025)
- Aruba — 2.8% (2023)
- Bahamas, The — 0.59% (2025)
- Barbados — 0.14% (2022)
- Belize — 1.98% (2025)
- Bolivia — 3.92% (2025)
- Brazil — 7.7% (2024)
- Chile — 6.07% (2024)
- Colombia — 8.96% (2025)
- Costa Rica — 3.44% (2025)
- Dominica
More financial sector data for Uruguay
- Domestic credit to private sector by banks (% of GDP) — 30.74% (2025)
- Net domestic credit (current LCU) — 1.34 trillion (2025)
- Net foreign assets (current LCU) — 1.15 trillion (2025)
- Monetary sector credit to private sector (% of GDP) — 30.76% (2025)
- Broad money (current LCU) — 1.81 trillion (2025)
- Broad money (% of GDP) — 51.47% (2025)
- Broad money to total reserves ratio — 2.31 (2025)
- Consumer price index (2010 = 100) — 304.15 (2025)
- Inflation, consumer prices (annual % growth) — 4.65% (2025)
- Claims on central government, etc. (% of GDP)
Reading data like this
Questions people ask
- What is Uruguay's deposit interest rate (%)?
- 7.3% in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 1976?
- It is down 41.29 percentage points from 48.58% in 1976. The highest value was 157.37% in 1990 and the lowest 1.83% in 2006.
- How does Uruguay rank?
- 16th highest of 77 economies with data for 2025.
- Is the latest change in deposit interest rate (%) unusual for Uruguay?
- In 2025, Uruguay's deposit interest rate (%) fell 0.01 percentage points on 2024 (from 7.3% to 7.3%). Across the 30 yearly changes before that (1995 to 2024), the average change was −1.74 percentage points and a typical year strayed about 11.25 percentage points from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FR.INR.DPST, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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