St. Lucia's deposit interest rate (%) was 1.18% in 2025, the latest year in the World Bank's World Development Indicators. That is down 1.09 percentage points from 2.27% in 2015.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 1.18% | 2025 |
| Five years earlier | 1.53% | 2020 |
| Ten years earlier | 2.27% | 2015 |
| Highest | 5.57% | 1983 |
| Lowest | 1.18% | 2025 |
| Average since 2016 | 1.43% | 2016–2025 |
| First recorded | 4.5% | 1981 |
What the numbers say
In 2025, St. Lucia's deposit interest rate (%) fell 0.03 percentage points on 2024 (from 1.21% to 1.18%).
Across the 30 yearly changes before that (1995 to 2024), the average change was −0.09 percentage points and a typical year strayed about 0.55 percentage points from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 1.2 percentage points in 2003 and the biggest yearly fall was 2.42 percentage points in 2004. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2016 to 2025 the straight-line trend is downward, about 0.07 percentage points a year. A straight line explains 91% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2025, St. Lucia had the 64th highest value of the 77 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to St. Lucia in the 2025 ranking
- Antigua and Barbuda — 61st of 77: 1.33%
- Cambodia — 62nd of 77: 1.29%
- St. Vincent and the Grenadines — 63rd of 77: 1.24%
- Thailand — 65th of 77: 1.15%
- Grenada — 66th of 77: 0.95%
- Guyana — 67th of 77: 0.78%
What this measures
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
Limitations: Countries use a variety of reporting formats, sample designs, interest compounding formulas, averaging methods, and data presentations for indices and other data series on interest rates. The IMF's Monetary and Financial Statistics Manual does not provide guidelines beyond the general recommendation that such data should reflect market prices and effective (rather than nominal) interest rates and should be representative of the financial assets and markets to be covered. For more information, please see http://www.imf.org/external/pubs/ft/mfs/manual/index.htm.
All 45 values
| Year | Deposit interest rate (%) |
|---|---|
| 2025 | 1.18 |
| 2024 | 1.21 |
| 2023 | 1.23 |
| 2022 | 1.2 |
| 2021 | 1.39 |
| 2020 | 1.53 |
| 2019 | 1.5 |
| 2018 | 1.57 |
| 2017 | 1.66 |
| 2016 | 1.87 |
| 2015 |
Deposit interest rate (%) in nearby economies
- Antigua and Barbuda — 1.33% (2025)
- Argentina — 34.86% (2025)
- Aruba — 2.8% (2023)
- Bahamas, The — 0.59% (2025)
- Barbados — 0.14% (2022)
- Belize — 1.98% (2025)
- Bolivia — 3.92% (2025)
- Brazil — 7.7% (2024)
- Chile — 6.07% (2024)
- Colombia — 8.96% (2025)
- Costa Rica — 3.44% (2025)
- Dominica
More financial sector data for St. Lucia
- DEC alternative conversion factor (LCU per US$) — US$2.7 (2025)
- Official exchange rate (LCU per US$, period average) — US$2.7 (2025)
- Consumer price index (2010 = 100) — 128.51 (2025)
- Inflation, consumer prices (annual % growth) — 2.03% (2025)
- Net domestic credit (current LCU) — 2.95 billion (2025)
- Net foreign assets (current LCU) — 3.04 billion (2025)
- Broad money (current LCU) — 4.78 billion (2025)
- Broad money to total reserves ratio — 3.96 (2025)
- Claims on central government (annual growth as % of broad money) — -0.37% (2025)
- Claims on private sector (annual growth as % of broad money)
Reading data like this
Questions people ask
- What is St. Lucia's deposit interest rate (%)?
- 1.18% in 2025, according to the World Bank (World Development Indicators).
- How has it changed since 1981?
- It is down 3.32 percentage points from 4.5% in 1981. The highest value was 5.57% in 1983 and the lowest 1.18% in 2025.
- How does St. Lucia rank?
- 64th highest of 77 economies with data for 2025.
- Is the latest change in deposit interest rate (%) unusual for St. Lucia?
- In 2025, St. Lucia's deposit interest rate (%) fell 0.03 percentage points on 2024 (from 1.21% to 1.18%). Across the 30 yearly changes before that (1995 to 2024), the average change was −0.09 percentage points and a typical year strayed about 0.55 percentage points from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FR.INR.DPST, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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