Romania: Commercial bank branches (per 100,000 adults)

Key figures

What the numbers say

In 2024, Romania's commercial bank branches (per 100,000 adults) fell 0.36 on 2023 (from 21.12 to 20.76).

Across the 15 yearly changes before that (2009 to 2023), the average change was −1.04 and a typical year strayed about 0.61 from that (the standard deviation). This year's change was 1.1 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

On record, the biggest yearly fall was 2.05 in 2012. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is downward, about 0.97 a year. A straight line explains 95% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, Romania had the 35th highest value of the 152 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Romania in the 2024 ranking

• Guatemala — 32nd of 152: 21.94
• Poland — 33rd of 152: 21.33
• Russian Federation — 34th of 152: 21.25
• Malta — 36th of 152: 20.62
• Iceland — 37th of 152: 20.44
• Morocco — 38th of 152: 20.22

What this measures

Commercial bank branches are retail locations of resident commercial banks and other resident banks that function as commercial banks that provide financial services to customers and are physically separated from the main office but not organized as legally separated subsidiaries.

Limitations: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Regional and income-group figures are computed by the World Bank as a median.

All 17 values

Commercial bank branches (per 100,000 adults) in nearby economies

• Albania — 17.98 (2024)
• Armenia — 22.69 (2024)
• Austria — 10.89 (2024)
• Azerbaijan — 6.36 (2024)
• Belgium — 18.39 (2023)
• Bosnia and Herzegovina — 29.25 (2024)
• Bulgaria — 93.84 (2024)
• Croatia — 24.16 (2024)
• Cyprus — 18.51 (2024)
• Czechia — 14.63 (2024)

More financial sector data for Romania

• Official exchange rate (LCU per US$, period average) — US$4.47 (2025)
• Net domestic credit (current LCU) — 604.19 billion (2025)
• Net foreign assets (current LCU) — 381.24 billion (2025)
• Broad money (current LCU) — 795.42 billion (2025)
• Broad money (annual % growth) — 7.23% (2025)
• Broad money (% of GDP) — 41.51% (2025)
• Domestic credit to private sector by banks (% of GDP) — 22.07% (2025)
• Broad money to total reserves ratio — 1.96 (2025)
• DEC alternative conversion factor (LCU per US$) — US$4.47 (2025)
• Claims on private sector (annual growth as % of broad money)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Romania's commercial bank branches (per 100,000 adults)?

20.76 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2008?

It is down 43.56% from 36.79 in 2008 (3.51% a year on average, compounded). The highest value was 36.79 in 2008 and the lowest 20.76 in 2024.

How does Romania rank?

35th highest of 152 economies with data for 2024.

Is the latest change in commercial bank branches (per 100,000 adults) unusual for Romania?

In 2024, Romania's commercial bank branches (per 100,000 adults) fell 0.36 on 2023 (from 21.12 to 20.76). Across the 15 yearly changes before that (2009 to 2023), the average change was −1.04 and a typical year strayed about 0.61 from that (the standard deviation). This year's change was 1.1 standard deviations above that average, so it was larger than a typical year, though not out of the range seen before.

Source

World Bank, World Development Indicators, indicator FB.CBK.BRCH.P5, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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