Poland's monetary sector credit to private sector (% of GDP) was 33.59% in 2024, the latest year in the World Bank's World Development Indicators. That is down 19.04 percentage points from 52.62% in 2014.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 33.59% | 2024 |
| Five years earlier | 50.23% | 2019 |
| Ten years earlier | 52.62% | 2014 |
| Highest | 54.35% | 2016 |
| Lowest | 12.83% | 2002 |
| Average since 2015 | 46.47% | 2015–2024 |
| First recorded | 18.86% | 1990 |
What the numbers say
In 2024, Poland's monetary sector credit to private sector (% of GDP) fell 1.12 percentage points on 2023 (from 34.71% to 33.59%).
Across the 30 yearly changes before that (1994 to 2023), the average change was +0.52 percentage points and a typical year strayed about 4.39 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 12.87 percentage points in 2004 and the biggest yearly fall was 10.62 percentage points in 2002. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2015 to 2024 the straight-line trend is downward, about 2.42 percentage points a year. A straight line explains 88% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2024, Poland had the 34th highest value of the 46 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
| Value | Year | |
|---|---|---|
| Poland | 33.59% | 2024 |
| World | 90.64% | 2024 |
| Europe & Central Asia | 81.18% | 2024 |
| High income | 72.89% | 2024 |
Closest to Poland in the 2024 ranking
What this measures
Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.
Regional and income-group figures are computed by the World Bank as a weighted average.
All 35 values
| Year | Monetary sector credit to private sector (% of GDP) |
|---|---|
| 2024 | 33.59 |
| 2023 | 34.71 |
| 2022 | 39.32 |
| 2021 | 45.73 |
| 2020 | 49.27 |
| 2019 | 50.23 |
| 2018 | 51.9 |
| 2017 | 52.27 |
| 2016 | 54.35 |
| 2015 | 53.31 |
| 2014 |
Monetary sector credit to private sector (% of GDP) in nearby economies
- Albania — 34.1% (2025)
- Armenia — 70.35% (2025)
- Austria — 81.77% (2024)
- Azerbaijan — 22.86% (2025)
- Belarus — 24.11% (2021)
- Belgium — 68.14% (2024)
- Bosnia and Herzegovina — 46.14% (2025)
- Bulgaria — 47.07% (2024)
- Croatia — 46.86% (2024)
- Cyprus
More financial sector data for Poland
- Official exchange rate (LCU per US$, period average) — US$3.76 (2025)
- Consumer price index (2010 = 100) — 170.41 (2025)
- Inflation, consumer prices (annual % growth) — 3.81% (2025)
- Net domestic credit (current LCU) — 2.03 trillion (2024)
- Net foreign assets (current LCU) — 829.96 billion (2024)
- Broad money (current LCU) — 2.48 trillion (2024)
- Claims on central government (annual growth as % of broad money) — 1.94% (2024)
- Claims on private sector (annual growth as % of broad money) — 1.84% (2024)
- Broad money (annual % growth) — 9.24% (2024)
- DEC alternative conversion factor (LCU per US$)
Reading data like this
Questions people ask
- What is Poland's monetary sector credit to private sector (% of GDP)?
- 33.59% in 2024, according to the World Bank (World Development Indicators).
- How has it changed since 1990?
- It is up 14.72 percentage points from 18.86% in 1990. The highest value was 54.35% in 2016 and the lowest 12.83% in 2002.
- How does Poland rank?
- 34th highest of 46 economies with data for 2024.
- Is the latest change in monetary sector credit to private sector (% of GDP) unusual for Poland?
- In 2024, Poland's monetary sector credit to private sector (% of GDP) fell 1.12 percentage points on 2023 (from 34.71% to 33.59%). Across the 30 yearly changes before that (1994 to 2023), the average change was +0.52 percentage points and a typical year strayed about 4.39 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FM.AST.PRVT.GD.ZS, licensed CC BY 4.0. Original source: International Financial Statistics database, International Monetary Fund (IMF); World Development Indicators Database, World Bank (WB); National Accounts data files, Organisation for Economic Co-operation and Development (OECD) Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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