Micronesia, Fed. Sts.'s bank capital to assets ratio (%) was 5.85% in 2024, the latest year in the World Bank's World Development Indicators. That is down 0.98 percentage points from 6.84% in 2014.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 5.85% | 2024 |
| Five years earlier | 6.11% | 2019 |
| Ten years earlier | 6.84% | 2014 |
| Highest | 7.28% | 2015 |
| Lowest | 5.34% | 2021 |
| Average since 2015 | 6.01% | 2015–2024 |
| First recorded | 7.27% | 2013 |
What the numbers say
In 2024, Micronesia, Fed. Sts.'s bank capital to assets ratio (%) rose 0.04 percentage points on 2023 (from 5.81% to 5.85%).
Across the 10 yearly changes before that (2014 to 2023), the average change was −0.15 percentage points and a typical year strayed about 0.43 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 0.44 percentage points in 2015 and the biggest yearly fall was 0.99 percentage points in 2016. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2015 to 2024 the straight-line trend is downward, about 0.13 percentage points a year. A straight line explains 56% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
In 2024, Micronesia, Fed. Sts. had the 29th highest value of the 30 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.
Closest to Micronesia, Fed. Sts. in the 2024 ranking
- Israel — 25th of 30: 7.31%
- Bolivia — 26th of 30: 7.04%
- Türkiye — 27th of 30: 6.67%
- France — 29th of 30: 5.56%
- Bangladesh — 30th of 30: 2.29%
What this measures
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.
Limitations: Reporting countries compile the data using different methodologies, which may also vary for different points in time for the same country. Users are advised to consult the accompanying metadata on the IMF FSI website (data.imf.org) to conduct more meaningful cross-country comparisons or to assess the evolution of the indicator for any of the countries.
All 12 values
| Year | Bank capital to assets ratio (%) |
|---|---|
| 2024 | 5.85 |
| 2023 | 5.81 |
| 2022 | 5.59 |
| 2021 | 5.34 |
| 2020 | 5.59 |
| 2019 | 6.11 |
| 2018 | 6.02 |
| 2017 | 6.21 |
| 2016 | 6.29 |
| 2015 | 7.28 |
| 2014 |
Bank capital to assets ratio (%) in nearby economies
- Australia — 5.57% (2025)
- Brunei Darussalam — 9.74% (2022)
- Cambodia — 14.36% (2024)
- Fiji — 10.78% (2021)
- Hong Kong SAR, China — 7.93% (2025)
- Indonesia — 13.01% (2025)
- Japan — 4.07% (2022)
- Korea, Rep. — 6.29% (2023)
- Macao SAR, China — 3.74% (2025)
- Malaysia — 7.31% (2025)
- Mongolia
More financial sector data for Micronesia, Fed. Sts.
- Official exchange rate (LCU per US$, period average) — US$1 (2025)
- GDP deflator (base year varies by country) — 191.62 (2025)
- DEC alternative conversion factor (LCU per US$) — US$1 (2025)
- Inflation, GDP deflator (annual % growth) — 3.2% (2025)
- Inflation, GDP deflator, linked series (annual % growth) — 3.2% (2025)
- GDP deflator, linked series (base year varies by country) — 191.62 (2025)
- Net foreign assets (current LCU) — 0 (2022)
- Domestic credit to private sector by banks (% of GDP) — 23.43% (2021)
- Net domestic credit (current LCU)
Reading data like this
Questions people ask
- What is Micronesia, Fed. Sts.'s bank capital to assets ratio (%)?
- 5.85% in 2024, according to the World Bank (World Development Indicators).
- How has it changed since 2013?
- It is down 1.42 percentage points from 7.27% in 2013. The highest value was 7.28% in 2015 and the lowest 5.34% in 2021.
- How does Micronesia, Fed. Sts. rank?
- 29th highest of 30 economies with data for 2024.
- Is the latest change in bank capital to assets ratio (%) unusual for Micronesia, Fed. Sts.?
- In 2024, Micronesia, Fed. Sts.'s bank capital to assets ratio (%) rose 0.04 percentage points on 2023 (from 5.81% to 5.85%). Across the 10 yearly changes before that (2014 to 2023), the average change was −0.15 percentage points and a typical year strayed about 0.43 percentage points from that (the standard deviation). This year's change was 0.4 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FB.BNK.CAPA.ZS, licensed CC BY 4.0. Original source: Financial Soundness Indicators, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF:EXTERNAL_DATASET_CARDS/IMF.STA:LFSI Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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