Kosovo: Commercial banks and other lending (PPG + PNG) (NFL, current US$)

Key figures

What the numbers say

In 2024, Kosovo's commercial banks and other lending (PPG + PNG) (NFL, current US$) fell US$170.62 million on 2023 (from US$269.46 million to US$98.84 million).

Across the 9 yearly changes before that (2015 to 2023), the average change was +US$32.34 million and a typical year strayed about US$48.7 million from that (the standard deviation). This year's change was 4.2 standard deviations below that average, so it was unusually large compared with the rest of the record.

On record, the biggest yearly rise was US$87.04 million in 2019 and the biggest yearly fall was US$170.62 million in 2024. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is upward, about US$20.49 million a year. A straight line explains 52% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, Kosovo had the 29th highest value of the 87 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Kosovo in the 2024 ranking

• North Macedonia — 26th of 87: US$161.62 million
• Togo — 27th of 87: US$155.35 million
• Burkina Faso — 28th of 87: US$131.21 million
• Liberia — 30th of 87: US$71.6 million
• Maldives — 31st of 87: US$71.12 million
• Ukraine — 32nd of 87: US$58.01 million

What this measures

Commercial bank and other lending includes net commercial bank lending (public and publicly guaranteed and private non- guaranteed) and other private credits. Data are in current U.S. dollars. Proposed: Commercial bank and other lending includes net commercial bank and other private creditors lending excluding bonds (public and publicly guaranteed + private nonguaranteed).

Limitations: Data on external debt are gathered through the World Bank's Debtor Reporting System (DRS). Long term debt data are compiled using the countries report on public and publicly guaranteed borrowing on a loan-by-loan basis and private non guaranteed borrowing on an aggregate basis. These data are supplemented by information from major multilateral banks and official lending agencies in major creditor countries. Short-term debt data are gathered from the Quarterly External Debt Statistics (QEDS) database, jointly developed by the World Bank and the IMF and from creditors through the reporting systems of the Bank for International Settlements.

Regional and income-group figures are computed by the World Bank as a sum.

All 11 values

Commercial banks and other lending (PPG + PNG) (NFL, current US$) in nearby economies

• Albania — US$423.93 million (2024)
• Armenia — US$274.09 million (2024)
• Azerbaijan — US$46.76 million (2024)
• Belarus — −US$828.98 million (2024)
• Bosnia and Herzegovina — US$195.51 million (2024)
• Bulgaria — US$254.71 million (2022)
• Georgia — −US$175.6 million (2024)
• Kazakhstan — −US$5.63 billion (2024)
• Moldova

More economic policy & debt data for Kosovo

• Short-term debt (% of total external debt) — 35.58% (2024)
• IFC, private nonguaranteed (NFL, current US$) — −US$4.03 million (2024)
• Adjusted savings, mineral depletion (current US$) — US$28.35 million (2021)
• External debt stocks, total (DOD, current US$) — US$4.4 billion (2024)
• Use of IMF credit (DOD, current US$) — US$259.61 million (2024)
• External debt stocks, short-term (DOD, current US$) — US$1.56 billion (2024)
• Debt service on external debt, total (TDS, current US$) — US$376.95 million (2024)
• IMF repurchases and charges (TDS, current US$) — US$37.92 million (2024)
• Total reserves, including gold (current US$) — US$1.52 billion (2025)

Reading data like this

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Questions people ask

What is Kosovo's commercial banks and other lending (PPG + PNG) (NFL, current US$)?

US$98.84 million in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2014?

It is up 556.73% from −US$21.64 million in 2014. The highest value was US$269.46 million in 2023 and the lowest −US$21.64 million in 2014.

How does Kosovo rank?

29th highest of 87 economies with data for 2024.

Is the latest change in commercial banks and other lending (PPG + PNG) (NFL, current US$) unusual for Kosovo?

In 2024, Kosovo's commercial banks and other lending (PPG + PNG) (NFL, current US$) fell US$170.62 million on 2023 (from US$269.46 million to US$98.84 million). Across the 9 yearly changes before that (2015 to 2023), the average change was +US$32.34 million and a typical year strayed about US$48.7 million from that (the standard deviation). This year's change was 4.2 standard deviations below that average, so it was unusually large compared with the rest of the record.

Source

World Bank, World Development Indicators, indicator DT.NFL.PCBO.CD, licensed CC BY 4.0. Original source: International Debt Statistics, World Bank (WB), uri: https://www.worldbank.org/en/programs/debt-statistics Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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