IDA & IBRD total: Borrowers from commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2024, IDA & IBRD total's borrowers from commercial banks (per 1,000 adults) rose 39.6 on 2023 (from 188.84 to 228.44).

Across the 15 yearly changes before that (2009 to 2023), the average change was +7.81 and a typical year strayed about 12.71 from that (the standard deviation). This year's change was 2.5 standard deviations above that average, so it was unusually large compared with the rest of the record.

On record, the biggest yearly rise was 39.6 in 2024 and the biggest yearly fall was 5.85 in 2022. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is upward, about 15.32 a year. A straight line explains 93% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

See how every economy compares in the full ranking.

What this measures

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.

Limitations: For many countries data cover the total number of loan accounts due to lack of information on loan account holders. For several countries, data cover all borrowers including commercial banks, credit unions and financial cooperatives, deposit taking microfinance institutions, and other deposit takers. These include all resident financial corporations and quasi-corporations (except the central bank) that are mainly engaged in financial intermediation and that issue liabilities included in the national definition of broad money.

Regional and income-group figures are computed by the World Bank as a median.

All 17 values

Borrowers from commercial banks (per 1,000 adults) in nearby economies

• Afghanistan — 3.29 (2019)
• Algeria — 43.39 (2024)
• Bahrain — 191.97 (2024)
• Djibouti — 42.46 (2024)
• Egypt, Arab Rep. — 132.95 (2024)
• Kuwait — 198.93 (2024)
• Lebanon — 70.82 (2024)
• Pakistan — 23.34 (2024)
• Qatar — 280.89 (2021)
• Saudi Arabia

More financial sector data for IDA & IBRD total

• Inflation, GDP deflator (annual % growth) — 4.02% (2025)
• Domestic credit to private sector by banks (% of GDP) — 115.07% (2024)
• Monetary sector credit to private sector (% of GDP) — 115.1% (2024)
• Broad money (% of GDP) — 152.32% (2024)
• Claims on central government, etc. (% of GDP) — 33.56% (2024)
• Stocks traded, turnover ratio of domestic shares (%) — 181.46% (2024)
• Inflation, consumer prices (annual % growth) — 3.53% (2025)
• Domestic credit to private sector (% of GDP) — 117.13% (2024)
• Listed domestic companies, total

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is IDA & IBRD total's borrowers from commercial banks (per 1,000 adults)?

228.44 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2008?

It is up 218.93% from 71.63 in 2008 (7.52% a year on average, compounded). The highest value was 228.44 in 2024 and the lowest 63.13 in 2010.

Is the latest change in borrowers from commercial banks (per 1,000 adults) unusual for IDA & IBRD total?

In 2024, IDA & IBRD total's borrowers from commercial banks (per 1,000 adults) rose 39.6 on 2023 (from 188.84 to 228.44). Across the 15 yearly changes before that (2009 to 2023), the average change was +7.81 and a typical year strayed about 12.71 from that (the standard deviation). This year's change was 2.5 standard deviations above that average, so it was unusually large compared with the rest of the record.

Where does this data come from?

The World Bank's World Development Indicators, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS.

Source

World Bank, World Development Indicators, indicator FB.CBK.BRWR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

Want to ask your own questions of data like this? Try AnalyzeIt: upload a file or ask about public data in plain words, and every figure comes with its working.