Estonia: Depositors with commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2024, Estonia's depositors with commercial banks (per 1,000 adults) rose 40.48 on 2023 (from 2,109 to 2,150).

Across the 15 yearly changes before that (2009 to 2023), the average change was +27.42 and a typical year strayed about 135.67 from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 397.42 in 2009 and the biggest yearly fall was 224.7 in 2015. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 there is no clear straight-line trend: a straight line explains 4% of the movement over 10 observed years, so the value is moving around more than it is heading anywhere.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, Estonia had the 5th highest value of the 74 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Estonia in the 2024 ranking

• Singapore — 1st of 74: 3,020
• Ukraine — 2nd of 74: 2,550
• Türkiye — 3rd of 74: 2,516
• Mauritius — 5th of 74: 1,991
• Costa Rica — 6th of 74: 1,958
• Azerbaijan — 7th of 74: 1,949

What this measures

Depositors with commercial banks are the reported number of deposit account holders, including both resident non-financial corporations (both public and private) and individuals from the household sector, at commercial banks within the reporting jurisdiction for every 1,000 adults. The major types of deposits are checking accounts, savings accounts, and time deposits.

Limitations: For many countries data cover the total number of deposit accounts due to lack of information on account holders.

Regional and income-group figures are computed by the World Bank as a median.

All 17 values

Depositors with commercial banks (per 1,000 adults) in nearby economies

• Azerbaijan — 1,949 (2024)
• Croatia — 1,545 (2024)
• Cyprus — 1,288 (2024)
• Georgia — 1,091 (2024)
• Hungary — 1,263 (2024)
• Italy — 773.04 (2024)
• Kyrgyz Republic — 1,799 (2024)
• Latvia — 1,275 (2024)
• Moldova — 1,817 (2024)
• North Macedonia

More financial sector data for Estonia

• DEC alternative conversion factor (LCU per US$) — US$0.88 (2025)
• GDP deflator (base year varies by country) — 142.95 (2025)
• GDP deflator, linked series (base year varies by country) — 142.95 (2025)
• Inflation, GDP deflator (annual % growth) — 3.84% (2025)
• Inflation, GDP deflator, linked series (annual % growth) — 3.84% (2025)
• Consumer price index (2010 = 100) — 179.99 (2025)
• Inflation, consumer prices (annual % growth) — 4.83% (2025)
• Official exchange rate (LCU per US$, period average) — US$0.88 (2025)
• S&P Global Equity Indices (annual % change) — 26.69% (2025)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
• Data analysis examples: 6 worked from one dataset — 3 min read
• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Estonia's depositors with commercial banks (per 1,000 adults)?

2,150 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2008?

It is up 26.61% from 1,698 in 2008 (1.49% a year on average, compounded). The highest value was 2,314 in 2014 and the lowest 1,698 in 2008.

How does Estonia rank?

5th highest of 74 economies with data for 2024.

Is the latest change in depositors with commercial banks (per 1,000 adults) unusual for Estonia?

In 2024, Estonia's depositors with commercial banks (per 1,000 adults) rose 40.48 on 2023 (from 2,109 to 2,150). Across the 15 yearly changes before that (2009 to 2023), the average change was +27.42 and a typical year strayed about 135.67 from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Source

World Bank, World Development Indicators, indicator FB.CBK.DPTR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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