Congo, Rep.'s borrowers from commercial banks (per 1,000 adults) was 61.25 in 2022, the latest year in the World Bank's World Development Indicators. That is up 327.25% from 14.34 in 2012 (15.63% a year on average, compounded).
Key figures
| Value | Year | |
|---|---|---|
| Latest | 61.25 | 2022 |
| Five years earlier | 35.11 | 2017 |
| Ten years earlier | 14.34 | 2012 |
| Highest | 61.25 | 2022 |
| Lowest | 0.66 | 2011 |
| Average since 2013 | 45.73 | 2013–2022 |
| First recorded | 0.66 | 2011 |
What the numbers say
In 2022, Congo, Rep.'s borrowers from commercial banks (per 1,000 adults) rose 4.14 on 2021 (from 57.11 to 61.25).
Across the 10 yearly changes before that (2012 to 2021), the average change was +5.65 and a typical year strayed about 7.58 from that (the standard deviation). This year's change was 0.2 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 14.51 in 2013 and the biggest yearly fall was 8.9 in 2016. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2013 to 2022 the straight-line trend is upward, about 3.43 a year. A straight line explains 81% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
How it compares
See how every economy compares in the full ranking.
| Value | Year | |
|---|---|---|
| Congo, Rep. | 61.25 | 2022 |
| World | 196.36 | 2022 |
| Sub-Saharan Africa | 54.53 | 2022 |
| Lower middle income | 75.98 | 2024 |
Closest to Congo, Rep. in the 2022 ranking
- Cabo Verde — 1st of 4: 208.75
- Equatorial Guinea — 2nd of 4: 63.84
- Chad — 4th of 4: 7.96
What this measures
Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.
Limitations: For many countries data cover the total number of loan accounts due to lack of information on loan account holders. For several countries, data cover all borrowers including commercial banks, credit unions and financial cooperatives, deposit taking microfinance institutions, and other deposit takers. These include all resident financial corporations and quasi-corporations (except the central bank) that are mainly engaged in financial intermediation and that issue liabilities included in the national definition of broad money.
Regional and income-group figures are computed by the World Bank as a median.
All 12 values
| Year | Borrowers from commercial banks (per 1,000 adults) |
|---|---|
| 2022 | 61.25 |
| 2021 | 57.11 |
| 2020 | 56.74 |
| 2019 | 57 |
| 2018 | 44.93 |
| 2017 | 35.11 |
| 2016 | 34.43 |
| 2015 | 43.33 |
| 2014 | 38.52 |
| 2013 | 28.84 |
| 2012 |
Borrowers from commercial banks (per 1,000 adults) in nearby economies
- Botswana — 196.25 (2024)
- Burundi — 19.59 (2020)
- Cabo Verde — 208.75 (2022)
- Cameroon — 37.97 (2020)
- Chad — 7.96 (2022)
- Comoros — 24.09 (2024)
- Congo, Dem. Rep. — 9.04 (2018)
- Equatorial Guinea — 63.84 (2022)
- Eswatini — 1,057 (2024)
- Ghana
More financial sector data for Congo, Rep.
- GDP deflator (base year varies by country) — 196.17 (2025)
- DEC alternative conversion factor (LCU per US$) — US$581.93 (2025)
- Official exchange rate (LCU per US$, period average) — US$581.93 (2025)
- Inflation, GDP deflator (annual % growth) — -3.42% (2025)
- Domestic credit to private sector by banks (% of GDP) — 13.72% (2023)
- Net foreign assets (current LCU) — 230.97 billion (2023)
- Monetary sector credit to private sector (% of GDP) — 13.79% (2023)
- Broad money (current LCU) — 2.64 trillion (2023)
- Broad money (% of GDP) — 28.4% (2023)
- Broad money to total reserves ratio
Reading data like this
Questions people ask
- What is Congo, Rep.'s borrowers from commercial banks (per 1,000 adults)?
- 61.25 in 2022, according to the World Bank (World Development Indicators).
- How has it changed since 2011?
- It is up 9,247% from 0.66 in 2011 (51.06% a year on average, compounded). The highest value was 61.25 in 2022 and the lowest 0.66 in 2011.
- Is the latest change in borrowers from commercial banks (per 1,000 adults) unusual for Congo, Rep.?
- In 2022, Congo, Rep.'s borrowers from commercial banks (per 1,000 adults) rose 4.14 on 2021 (from 57.11 to 61.25). Across the 10 yearly changes before that (2012 to 2021), the average change was +5.65 and a typical year strayed about 7.58 from that (the standard deviation). This year's change was 0.2 standard deviations below that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
- Where does this data come from?
- The World Bank's World Development Indicators, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS.
Source
World Bank, World Development Indicators, indicator FB.CBK.BRWR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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