Chile: Borrowers from commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2024, Chile's borrowers from commercial banks (per 1,000 adults) rose 6.69 on 2023 (from 348.8 to 355.49).

Across the 19 yearly changes before that (2005 to 2023), the average change was +5.81 and a typical year strayed about 12.09 from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 25.7 in 2012 and the biggest yearly fall was 23.2 in 2020. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2015 to 2024 the straight-line trend is downward, about 3.07 a year. A straight line explains 47% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

In 2024, Chile had the 23rd highest value of the 78 economies reporting that year. Higher is not always better: for some indicators the lowest value is the one to aim for. See the full ranking.

Closest to Chile in the 2024 ranking

• North Macedonia — 20th of 78: 385.63
• Uzbekistan — 21st of 78: 376.82
• Indonesia — 22nd of 78: 358.68
• Cyprus — 24th of 78: 348.79
• Bosnia and Herzegovina — 25th of 78: 333.59
• Kenya — 26th of 78: 324.9

What this measures

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.

Limitations: For many countries data cover the total number of loan accounts due to lack of information on loan account holders. For several countries, data cover all borrowers including commercial banks, credit unions and financial cooperatives, deposit taking microfinance institutions, and other deposit takers. These include all resident financial corporations and quasi-corporations (except the central bank) that are mainly engaged in financial intermediation and that issue liabilities included in the national definition of broad money.

Regional and income-group figures are computed by the World Bank as a median.

All 21 values

Borrowers from commercial banks (per 1,000 adults) in nearby economies

• Argentina — 389.59 (2024)
• Belize — 147.22 (2024)
• Bolivia — 81.14 (2024)
• Brazil — 767.6 (2024)
• Colombia — 263.02 (2024)
• Costa Rica — 259.81 (2024)
• Dominican Republic — 250.49 (2024)
• Ecuador — 147.64 (2024)
• Guatemala — 167.44 (2024)
• Haiti

More financial sector data for Chile

• Domestic credit to private sector by banks (% of GDP) — 70.1% (2025)
• Net domestic credit (current LCU) — 279.46 trillion (2025)
• Net foreign assets (current LCU) — 29.13 trillion (2025)
• Monetary sector credit to private sector (% of GDP) — 70.1% (2025)
• Broad money (current LCU) — 235.98 trillion (2025)
• Broad money (% of GDP) — 69.41% (2025)
• Broad money to total reserves ratio — 5.02 (2025)
• Claims on central government, etc. (% of GDP) — 22.74% (2025)
• GDP deflator (base year varies by country) — 157.66 (2025)
• DEC alternative conversion factor (LCU per US$)

Reading data like this

• Where to find free public data, and how to check it before you trust it — 2 min read
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• Real change or random noise? A plain guide to reading your numbers — 2 min read

Questions people ask

What is Chile's borrowers from commercial banks (per 1,000 adults)?

355.49 in 2024, according to the World Bank (World Development Indicators).

How has it changed since 2004?

It is up 49.15% from 238.35 in 2004 (2.02% a year on average, compounded). The highest value was 373.58 in 2016 and the lowest 238.35 in 2004.

How does Chile rank?

23rd highest of 78 economies with data for 2024.

Is the latest change in borrowers from commercial banks (per 1,000 adults) unusual for Chile?

In 2024, Chile's borrowers from commercial banks (per 1,000 adults) rose 6.69 on 2023 (from 348.8 to 355.49). Across the 19 yearly changes before that (2005 to 2023), the average change was +5.81 and a typical year strayed about 12.09 from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Source

World Bank, World Development Indicators, indicator FB.CBK.BRWR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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