Brunei Darussalam: Borrowers from commercial banks (per 1,000 adults)

Key figures

What the numbers say

In 2021, Brunei Darussalam's borrowers from commercial banks (per 1,000 adults) fell 9.38 on 2020 (from 361.72 to 352.34).

Across the 12 yearly changes before that (2009 to 2020), the average change was −24.66 and a typical year strayed about 88.93 from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

On record, the biggest yearly rise was 73.73 in 2009 and the biggest yearly fall was 239.24 in 2016. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.

From 2012 to 2021 the straight-line trend is downward, about 38.33 a year. A straight line explains 76% of the movement over 10 observed years.

Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.

How it compares

See how every economy compares in the full ranking.

Closest to Brunei Darussalam in the 2021 ranking

• Belgium — 1st of 3: 672.95
• Qatar — 3rd of 3: 280.89

What this measures

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.

Limitations: For many countries data cover the total number of loan accounts due to lack of information on loan account holders. For several countries, data cover all borrowers including commercial banks, credit unions and financial cooperatives, deposit taking microfinance institutions, and other deposit takers. These include all resident financial corporations and quasi-corporations (except the central bank) that are mainly engaged in financial intermediation and that issue liabilities included in the national definition of broad money.

Regional and income-group figures are computed by the World Bank as a median.

All 14 values

Borrowers from commercial banks (per 1,000 adults) in nearby economies

• China — 662.06 (2024)
• Indonesia — 358.68 (2024)
• Lao PDR — 21.07 (2024)
• Malaysia — 305.09 (2024)
• Myanmar — 13.49 (2020)
• Samoa — 151.97 (2024)
• Singapore — 1,074 (2020)
• Solomon Islands — 40.11 (2024)
• Thailand — 309.67 (2024)
• Timor-Leste

More financial sector data for Brunei Darussalam

• DEC alternative conversion factor (LCU per US$) — US$1.31 (2025)
• Official exchange rate (LCU per US$, period average) — US$1.31 (2025)
• GDP deflator (base year varies by country) — 99.24 (2025)
• Inflation, GDP deflator (annual % growth) — -4.74% (2025)
• Consumer price index (2010 = 100) — 105.97 (2025)
• Inflation, consumer prices (annual % growth) — -0.3% (2025)
• Inflation, GDP deflator, linked series (annual % growth) — -4.74% (2025)
• GDP deflator, linked series (base year varies by country) — 99.24 (2025)
• Lending interest rate (%)

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Questions people ask

What is Brunei Darussalam's borrowers from commercial banks (per 1,000 adults)?

352.34 in 2021, according to the World Bank (World Development Indicators).

How has it changed since 2008?

It is down 46.42% from 657.66 in 2008 (4.69% a year on average, compounded). The highest value was 731.39 in 2009 and the lowest 324.55 in 2019.

Is the latest change in borrowers from commercial banks (per 1,000 adults) unusual for Brunei Darussalam?

In 2021, Brunei Darussalam's borrowers from commercial banks (per 1,000 adults) fell 9.38 on 2020 (from 361.72 to 352.34). Across the 12 yearly changes before that (2009 to 2020), the average change was −24.66 and a typical year strayed about 88.93 from that (the standard deviation). This year's change was 0.2 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.

Where does this data come from?

Source

World Bank, World Development Indicators, indicator FB.CBK.BRWR.P3, licensed CC BY 4.0. Original source: Financial Access Survey, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF.STA:FAS Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.

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