Brunei Darussalam's bank nonperforming loans to total gross loans (%) was 2.82% in 2022, the latest year in the World Bank's World Development Indicators. That is down 2.56 percentage points from 5.38% in 2012.
Key figures
| Value | Year | |
|---|---|---|
| Latest | 2.82% | 2022 |
| Five years earlier | 3.66% | 2017 |
| Ten years earlier | 5.38% | 2012 |
| Highest | 6.87% | 2010 |
| Lowest | 2.82% | 2022 |
| Average since 2013 | 3.84% | 2013–2022 |
| First recorded | 6.87% | 2010 |
What the numbers say
In 2022, Brunei Darussalam's bank nonperforming loans to total gross loans (%) fell 0.3 percentage points on 2021 (from 3.11% to 2.82%).
Across the 11 yearly changes before that (2011 to 2021), the average change was −0.34 percentage points and a typical year strayed about 0.59 percentage points from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
On record, the biggest yearly rise was 0.75 percentage points in 2016 and the biggest yearly fall was 1.09 percentage points in 2017. The numbers show how large and when, not why; for the cause, look at what happened in that country in those years.
From 2013 to 2022 the straight-line trend is downward, about 0.14 percentage points a year. A straight line explains 57% of the movement over 10 observed years.
Worked out from the yearly values above. How the checks work: standard deviation, z-scores and straight-line trends.
Closest to Brunei Darussalam in the 2022 ranking
- Comoros — 1st of 4: 14.1%
- Gambia, The — 2nd of 4: 4.56%
- Japan — 4th of 4: 1.23%
What this measures
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.
Limitations: Reporting countries compile the data using different methodologies, which may also vary for different points in time for the same country. Users are advised to consult the accompanying metadata on the IMF FSI website (data.imf.org) to conduct more meaningful cross-country comparisons or to assess the evolution of the indicator for any of the countries.
Regional and income-group figures are computed by the World Bank as a ratio of non-performing/total loan portfolio.
All 13 values
| Year | Bank nonperforming loans to total gross loans (%) |
|---|---|
| 2022 | 2.82 |
| 2021 | 3.11 |
| 2020 | 3.87 |
| 2019 | 3.9 |
| 2018 | 3.92 |
| 2017 | 3.66 |
| 2016 | 4.75 |
| 2015 | 4 |
| 2014 | 3.85 |
| 2013 | 4.53 |
| 2012 |
Bank nonperforming loans to total gross loans (%) in nearby economies
- Australia — 1% (2025)
- Cambodia — 6.56% (2024)
- China — 1.5% (2024)
- Fiji — 8.48% (2021)
- Hong Kong SAR, China — 1.56% (2025)
- Indonesia — 1.92% (2025)
- Japan — 1.23% (2022)
- Korea, Rep. — 0.26% (2023)
- Macao SAR, China — 4.43% (2025)
- Malaysia
More financial sector data for Brunei Darussalam
- DEC alternative conversion factor (LCU per US$) — US$1.31 (2025)
- Official exchange rate (LCU per US$, period average) — US$1.31 (2025)
- GDP deflator (base year varies by country) — 99.24 (2025)
- Inflation, GDP deflator (annual % growth) — -4.74% (2025)
- Consumer price index (2010 = 100) — 105.97 (2025)
- Inflation, consumer prices (annual % growth) — -0.3% (2025)
- Inflation, GDP deflator, linked series (annual % growth) — -4.74% (2025)
- GDP deflator, linked series (base year varies by country) — 99.24 (2025)
- Lending interest rate (%)
Reading data like this
Questions people ask
- What is Brunei Darussalam's bank nonperforming loans to total gross loans (%)?
- 2.82% in 2022, according to the World Bank (World Development Indicators).
- How has it changed since 2010?
- It is down 4.05 percentage points from 6.87% in 2010. The highest value was 6.87% in 2010 and the lowest 2.82% in 2022.
- Is the latest change in bank nonperforming loans to total gross loans (%) unusual for Brunei Darussalam?
- In 2022, Brunei Darussalam's bank nonperforming loans to total gross loans (%) fell 0.3 percentage points on 2021 (from 3.11% to 2.82%). Across the 11 yearly changes before that (2011 to 2021), the average change was −0.34 percentage points and a typical year strayed about 0.59 percentage points from that (the standard deviation). This year's change was 0.1 standard deviations above that average, so it was an ordinary year: it sits within the range of normal year-to-year movement.
Source
World Bank, World Development Indicators, indicator FB.AST.NPER.ZS, licensed CC BY 4.0. Original source: Financial Soundness Indicators, International Monetary Fund (IMF), uri: https://data.imf.org/en/datasets/IMF:EXTERNAL_DATASET_CARDS/IMF.STA:LFSI Figures are fetched from the World Bank API and refreshed monthly; see the series on data.worldbank.org. The full definition and method are in the World Bank's metadata glossary. Comparisons use the same World Bank release.
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